Fix and Flip/Renovation Loan Program

                      FIX N FLIP RENOVATION SUMMARY

STATES COVERED   All 50 except N & S Dakota & Vermont

Loan Purpose   Residential Non Owner Occupied 1-4 units and 5 + Multi Family

Loan Amount  $150,000 to 5 Million ( higher amounts considered )

Pre Pay Penalty   NONE

Terms Up to 24 Months

LTV 90 %% ( 90 % as an exception)

Rehab 100 %

ARV 75%

Borrower  Loan must be a business entity (LLCs, Corp )

Credit Score  620 Minimum

Experience 5 Fix N Flips or rentals in past 3 yrs

Income  Not Required

Assets  Not  Required

Property must be vacant

No Monthly Payments for up to 24 months

Advance Draws Available