Privacy Policy

COLA 2027 Benefits Calculator

Effective Date: September 4, 2026

This Privacy Policy explains how COLA 2027 Benefits Calculator handles information when you use the app.

COLA 2027 Benefits Calculator is an independent informational and calculation app developed by Bhavik patel

Important: This app is not affiliated with, endorsed by, or operated by the Social Security Administration (SSA), Medicare, the U.S. government, or any government agency.

Information We Do Not Collect

We do not collect, request, store, or transmit personal or sensitive information such as:

• Social Security Numbers (SSNs)

• Bank account or financial account details

• Medicare numbers

• Government account login credentials

• Passwords

• Names

• Email addresses

• Phone numbers

• Mailing addresses

• Precise identity information

• Analytics identifiers

• Advertising identifiers

The app does not require you to create an account or sign in to use its calculators and informational features.

Information Stored on Your Device

To provide app functionality, COLA 2027: Social Security Calculator may store certain information locally on your device, including:

• Calculator inputs and saved estimates

• Payment profile selections

• Reminder preferences

• Onboarding completion status

• Disclaimer acceptance status

• App display and settings preferences

This information remains stored locally on your device.

We do not receive, sell, rent, share, or use this locally stored information for advertising purposes.

Notifications

If you choose to enable payment reminders or other notifications, the app may request permission to send local notifications.

These reminders are scheduled and processed on your device.

You can disable notifications at any time through the app's settings or through your device's iOS Settings > Notifications.

Internet Access and External Links

The app may provide links to official government websites and resources, including websites operated by:

• Social Security Administration (SSA)

• Medicare

• Internal Revenue Service (IRS)

• Benefits.gov

• Other official U.S. government resources

When you choose to visit an external website, your activity on that website is subject to the website operator's own privacy policy, terms, and practices.

We do not control and are not responsible for the content, availability, security, or privacy practices of external websites.

No Analytics, Advertising, or Tracking

This version of COLA 2027: Social Security Calculator does not include:

• Analytics SDKs

• Advertising SDKs

• Third-party tracking tools

• Cross-app tracking

• Third-party data brokers

We do not use your app activity for targeted advertising.

Data Retention and Deletion

Calculator data, preferences, and other locally saved information remain on your device until you:

• Delete the saved information within the app

• Use the Reset Saved Calculator Data option in Settings

• Reset applicable app settings

• Uninstall the app

Because this information is stored locally and is not transmitted to us, we generally do not have access to it and cannot remotely retrieve or delete it for you.

Children's Privacy

COLA 2027: Social Security Calculator is a general-audience informational finance and government-benefits planning tool.

The app does not knowingly collect personal information from children.

Security

Calculator information and preferences are stored locally on your device.

Access to locally stored information may depend on your device's security settings. We recommend protecting your device with available security features such as a passcode, Face ID, or Touch ID.

Government Affiliation Disclaimer

COLA 2027: Social Security Calculator is an independent informational tool.

It is not an official Social Security Administration application and is not affiliated with, endorsed by, sponsored by, or operated by the Social Security Administration, Medicare, the U.S. government, or any other government agency.

Information and calculations provided by the app are for informational and estimation purposes only and should not be considered an official government benefit determination.

Users should verify important Social Security, Medicare, tax, payment, eligibility, and benefit information through the appropriate official government agency.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to the app, legal requirements, or our privacy practices.

When changes are made, the updated Privacy Policy will be posted on this page and the Effective Date will be updated.

We encourage you to review this Privacy Policy periodically.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact:

Developer/Company: Bhavik Patel

Email: bhavikpatel1012@gmail.com

COLA 2027 Benefits Calculator

Independent Social Security COLA calculation and informational tool.

Not affiliated with or endorsed by the Social Security Administration or any U.S. government agency.