10 Best Crypto Exchanges USA (November 2025)

Finding the right crypto exchange in 2025? This guide covers ten reputable US platforms known for strong security practices, diverse cryptocurrency selections, competitive fee structures, and reliable features. Whether you're starting out or managing a diverse portfolio, understanding your options helps you trade with confidence.

What are the best USA crypto exchanges?

The right exchange depends entirely on what you need and how a platform has proven itself over time. We've looked at ten solid options, each fitting different trading styles and goals. All operate across the USA, though some states have specific restrictions worth checking before you sign up.

Kraken

Founded back in 2011, Kraken stands as one of the longest-running and most trusted names in US crypto. The platform built its reputation on transparency and security, actively promoting self-custody with a straightforward principle: "Not your keys, not your crypto."

Key features

• 400+ cryptocurrencies available

• Maker/taker fees start at 0.25%/0.40%

• User-friendly interface, Kraken Pro for experienced traders

• Staking available in most states

• Derivatives restricted for retail investors

• Crypto-only exchange, no other assets

• PoR, ISO 27001, SOC 1 & 2, active bug bounty program

• Unavailable in NY and Maine

Robinhood

Starting as a commission-free stock trading app in 2013, Robinhood expanded into crypto by 2018. Regulated by the SEC and FINRA, it blends traditional investments like stocks and ETFs with a growing crypto selection, making it an accessible entry point for US investors new to the space.

Key features

• 35+ cryptocurrencies supported

• No trading fees, but spreads apply

• Beginner-friendly UI, limited advanced features

• Staking for Solana & Ethereum

• No crypto derivatives

• Other investments, including stocks, ETFs, and options

• Industry standard security measures, SIPC, SEC-regulated

• Available in all US states

Coinbase

Founded in 2012, Coinbase ranks among the largest and most trusted cryptocurrency exchanges worldwide. With nearly 100 million verified users and a solid security track record, it offers an accessible platform for both beginners and advanced traders.

Key features

• 250+ cryptocurrencies supported

• Maker/taker fees start at 0.40%/0.60%

• Beginner-friendly UI, limited advanced features

• Staking available in most states

• CFTC-regulated BTC & ETH derivatives

• Other products include the Coinbase Card

• FDIC insurance on USD balances, CFTC-regulated

• Available in all US states

Crypto.com

Launched in 2016, Crypto.com delivers a full-featured exchange with hundreds of cryptocurrencies, staking options, NFTs, and a crypto Visa card that earns rewards in CRO, its native token. Known for mainstream partnerships and Super Bowl visibility, it's become one of the most recognizable brands in crypto.

If you're looking for a platform that combines extensive crypto options with real-world utility through rewards cards and staking, understanding how different exchanges stack up matters. For traders seeking even more flexibility and lower costs, platforms like OKX offer comprehensive trading tools and competitive fee structures that can significantly impact your returns over time.

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Key features

• 400+ cryptocurrencies supported

• Maker/taker fees start at 0.25%/0.50%

• User-friendly app

• Staking available in most states

• CFTC-regulated crypto derivatives

• Other products include NFTs, Visa cards, and CRO rewards

• PoR, ISO 27001, SOC 2 Type II certified

• Available in all US states excluding NY

eToro

eToro is a global multi-asset platform, founded in 2007, offering stocks, ETFs, and cryptocurrencies to US users. Best known for its social trading features, it lets investors follow and copy top-performing traders while keeping fees simple and transparent.

Key features

• 100+ cryptocurrencies supported

• Flat 1% trading fee on crypto

• User-friendly platform with social and copy trading features

• Staking available for selected assets

• No crypto derivatives

• Also supports stocks, ETFs, and commodities

• Regulated by FINRA and the SEC

• Not available in NY, NV, HI, MN

Gemini

Gemini is a US-based crypto exchange known for strict regulatory standards and a security-first approach. Founded in 2014 by the Winklevoss twins, it became the first crypto exchange and custodian to achieve SOC 1 Type 2 and SOC 2 Type 2 certifications, offering a trusted platform for trading and staking cryptocurrencies.

Key features

• 70+ cryptocurrencies supported

• Maker/taker fees start at 0.40%/0.60%

• User-friendly interface with advanced ActiveTrader platform

• Staking available for select assets

• No crypto derivatives

• Crypto-only exchange, plus Gemini Wallet and custody services

• SOC 1 & SOC 2 Type 2 certified; NYDFS-regulated

• Available in all US states

bitFlyer USA

Founded in Japan in 2014 and launched in the US two years later, bitFlyer is a regulated exchange known for strong security standards and a straightforward trading experience. It focuses on core digital assets and has built a solid reputation for reliability and security.

Key features

• 9 cryptocurrencies supported

• Starts from 0.10%

• Simple interface, limited advanced trading tools

• No staking available

• No crypto derivatives

• Limited, crypto-only exchange

• Segregated hot/cold wallets, multi-sig, regular security audits

• Not available in Hawaii or Nevada

Binance US

Binance US is the American affiliate of global exchange Binance, launched in 2019 to comply with stricter US regulations. It offers access to more than a hundred cryptocurrencies, OTC trading, and staking services, delivering many of the parent exchange's core features within a secure, regulated framework.

Key features

• 120+ cryptocurrencies supported

• Maker/taker fees start at 0.40%/0.60%

• User-friendly interface with advanced charts and order types

• Staking available for multiple assets

• No crypto derivatives

• Crypto-only exchange, OTC trading available

• 2FA, cold storage, and real-time monitoring

• Not available in NY, TX, HI, or VT

Bitstamp

Founded in 2011, Bitstamp is one of the longest-running crypto exchanges and among the first to receive a New York BitLicense. It's known for reliability, competitive fees, and continued access in markets where many competitors have withdrawn.

Key features

• 110+ cryptocurrencies supported

• Maker/taker fees start at 0.30%/0.40%

• Clean interface with Bitstamp Pro for advanced traders

• Staking not available to US residents

• No crypto derivatives

• Crypto-only exchange, partnered with Robinhood

• 2FA, multi-sig wallets, industry standard security

• Available in all US states, including New York

CoinJar

With more than ten years of proven operation, CoinJar has expanded from Australia to the US, offering a secure and user-friendly way to buy, sell, and manage crypto. It's known for fast payments, clear fees, and simple portfolio tools.

Key features

• 60+ cryptocurrencies supported

• Maker/taker fees start at 1%/1%

• Simple, beginner-friendly platform and mobile app

• No staking currently offered in the US

• No crypto derivatives

• Crypto-only exchange with fiat on/off-ramp

• SOC 2 Type II certified with a strong compliance record

• Available in 20+ US states, with ongoing expansion

How this list was built

We've reviewed the top platforms available to crypto investors in the USA, focusing on those legally operating in the US with strong security, product versatility, and asset range. The platforms aren't ranked from best to worst since each offers unique strengths, but for easier navigation, we've listed them by traffic volume as a proxy for popularity. All are reputable providers, but as with any investment, always do your own research before investing.

How to choose a crypto exchange

Choosing the right crypto exchange goes beyond name recognition. It's about finding a platform that fits your trading style, location, and goals. Look for a platform that balances variety, cost, and security.

Start by checking how many assets are available. Some exchanges stick to major coins like Bitcoin and Ethereum, while others offer hundreds of tokens, NFTs, and more. Fees matter too, especially maker and taker fees, which vary significantly between platforms and impact your returns over time.

A clean, user-friendly interface makes trading easier, whether you're a beginner or using advanced tools. If you want to earn on your holdings, make sure the exchange offers staking or rewards programs in your state, since not all do. Derivatives and futures trading are often limited for US users, so confirm what's available before you sign up. Some exchanges also support other assets like stocks or crypto cards, which can be useful if you prefer everything in one place.

Above all, prioritize security and reputation. Look for proof of reserves, insurance, and strong compliance with regulators. Finally, check availability where you live, since not all exchanges operate in every US state.

Why are so many crypto exchanges unavailable in the USA?

Many exchanges avoid the US entirely because compliance here is both complex and costly.

Crypto platforms must register at the federal level and, in most cases, obtain separate money-transmitter licenses in dozens of states, each with its own rules, exams, audits, fees, and timelines. New York's BitLicense adds another high bar, and failing to secure it means losing access to a major market.

Even at a federal level, oversight is fragmented. Different agencies can claim jurisdiction over different products—spot versus derivatives, commodities versus potential securities—and the line isn't always clear. That uncertainty, combined with enforcement risk, strict AML/KYC expectations, evolving tax reporting rules, and bank partner diligence, raises costs and legal exposure.

Why are so many features restricted in the USA?

Many crypto features are limited in the US because the rules are stricter, fragmented, and still evolving. Different regulators oversee different pieces: state money-transmitter laws, New York's BitLicense, federal AML/KYC rules, the SEC for anything that could be a "security," and the CFTC for derivatives. Products must be redesigned to satisfy multiple frameworks at once.

If a feature touches lending, yield, or pooled rewards—think staking programs, interest accounts, or "earn" products—it can trigger securities or banking laws. If it involves leverage, perpetual futures, or options, it runs into derivatives rules and retail protections. Add in tight marketing disclosures, custody and safeguarding requirements, partner bank risk checks, and fast-changing tax reporting, and the compliance cost climbs quickly.

Because of that, exchanges often ship a pared-back US version with fewer coins, no perpetuals or high leverage, limited staking, and stricter onboarding.

Who regulates crypto exchanges in the USA?

There's no single national regulator for crypto in the USA. Instead, oversight is divided among several agencies, each covering different parts of the market. Some of the main regulators include:

• Financial Crimes Enforcement Network (FinCEN) requires exchanges to register as Money Services Businesses (MSBs) and comply with AML and KYC rules.
  
  

• Securities and Exchange Commission (SEC) regulates digital assets considered "securities" and enforces laws around token offerings, staking, and certain yield products.
  
  

• Commodity Futures Trading Commission (CFTC) oversees crypto derivatives like futures, options, and leveraged trading on assets deemed commodities (e.g., Bitcoin).
  
  

• Internal Revenue Service (IRS) governs tax reporting requirements for crypto transactions and holdings.
  
  

• Office of the Comptroller of the Currency (OCC) supervises banks that offer crypto custody or related financial services.
  
  

• Consumer Financial Protection Bureau (CFPB) monitors crypto activity tied to consumer protection and financial disclosures.
  
  

• Federal Trade Commission (FTC) enforces advertising standards and consumer protection in crypto marketing.
  
  

• State financial regulators issue money transmitter licenses and, in some states, crypto-specific licenses like New York's BitLicense.
  
  

• Financial Industry Regulatory Authority (FINRA) oversees broker-dealer activity and can become relevant for exchanges offering securities or tokenized assets.
  
  

Don't forget your tax bill...

No matter which crypto exchange you use, taxes remain a responsibility. Crypto is taxed in the US under IRS rules, whether you're trading, lending, or earning rewards. Use a crypto tax calculator to make tax season manageable and stay compliant with reporting requirements.

Conclusion

Selecting the right crypto exchange comes down to matching platform features with your specific trading needs, security expectations, and geographic location. While each exchange offers distinct advantages—from extensive coin selection to specialized staking programs—prioritizing regulated platforms with transparent fee structures and proven security practices keeps your investments safer. For traders seeking advanced features, competitive fees, and a comprehensive trading environment, exploring platforms that offer permanent fee reductions can significantly improve long-term returns. Start trading with OKX and use code SUPER20OFF for a permanent 20% fee reduction.