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Joe (N6TCO) told the group about a company who offers insurance policies for Ham Radio Stations and equipment.
Note that the Coffee Mug Net has no financial connection of any kind to this company and is only posting information so that anyone interested can explore it for themselves.
The Plan
The HRIA amateur radio equipment insurance plan, underwritten by the American National Fire Insurance Company® (A excellent by A.M. Best as of 12/31/11) is the economical, efficient way for you to protect your investment in commercially manufactured amateur radio equipment, computer equipment, software and even your antennas, rotors and towers.
All of your ham equipment and more can be insured under one customized, well planned insurance policy. Even mechanical breakdown and electrical damage coverage is available through the HRIA plan.
WHO IS ELIGIBLE? . . . The HRIA Amateur Radio Equipment Insurance Plan is available to all hams licensed by the FCC who reside in the United States. You do not have to be a member of any organization to qualify for this plan and there are no membership fees.
WHAT IS COVERED? . . . The HRIA Insurance Plan provides “All-Risk”, replacement cost protection for your home station and mobile equipment – including fire, lightning, theft, collision and other accidents and natural hazards. The program can also provide coverage for computer hardware and other related equipment. $1,000 of computer software coverage (including disks and tapes) is automatically included at no cost when we insure your computers. Higher limits of software coverage are available.
Your annual premium is equal to 1.5% of the amount of insurance you purchase. For example, if the replacement cost of your equipment (excluding towers, antennas and rotors) is $2,000 your annual premium is only $30.00. For an additional 1/2 percent you can add mechanical breakdown and electrical damage coverage. If coverage for your antennas, rotors and towers is desired an additional premium of 3% is added for the replacement value of your antennas, rotors and towers. The minimum policy premium is $25.00.
Further information can be found on their FAQ
https://www.hamradioinsurance.com/faq/
If interested you can apply here:
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