Tapkat Privacy Policy

1. Introduction

This Privacy Policy explains how Tapkat handle sinformation collected and received in the course of your use of our mobile applications, websites, and services (collectively, the “Services”). It also governs the collection, use and disclosure of your information.

2. Information we collect and receive

We may collect and receive information from you in the following situations:

§ When you register for an account with us (“Account”).

§ When you choose to connect your Account with an external third party service or application, such as Facebook. The Facebook Connect feature will neither modify nor access the private content of your Facebook account. However, if you choose to use your Facebook account to register for an Account and/or connect to your Account, the following will apply to you:

§ Use your Facebook Profile Picture as your Tapkat profile picture

§ Use your Facebook Name as your Tapkat username.

§ Use the email address in your Facebook account as your email address for your Account.

§ When you use the features and functions available on our Services, for example, by creating listings, interacting with other users through our chat feature, or transacting with other users.

§ If you contact us, for example, with a query or to report a problem.

§ When you register for a survey, campaign, contest and/or lucky draw with us.

§ When you interact with us offline or through an external third party.

You are under no obligation to provide the information to us. However, if you choose to withhold the information or to revoke permission for us to receive the information, we may be unable to provide certain aspects of our Services to you.

By providing us with any information relating to a third party (e.g. information of your spouse, children, parents, and/or employees), you represent to us that you have validly obtained the consent of the third party to provide us with their information for the respective purposes.

We may collect and receive the following information. Please note that not all of our Services collect all of the information listed below:

§ Account credentials such as username.

§ Profile information such as, name, gender, email address, profile photo, mobile number, date of birth.

§ Location information such as last known location, meet-up location.

§ Any other information disclosed by you in any of the above-mentioned methods and/or through the use of our Services.

§ Aggregate data collected through the use of our Services.

§ Any communications between you and another user of our Services.

3. Your interactions with others

Our Services offer features which allow users to connect and communicate in groups which are public or semi-public, and to share information with each other to complete a transaction. Please use common sense and exercise good judgement when sharing information in these groups or with others. We generally do not monitor or remove the information which you share and such information may remain available on our Services after your Account has been deactivated, terminated or is otherwise closed. You are responsible for the information you choose to share in these groups or with other users.

4. Why we collect the information and how we use it

We may use the information collected and received from you for the following purposes:

§ To verify your identity, update our records and generally maintain your Account with us.

§ Provide our Services and customise the content shown to you.

§ Develop, operate, improve, deliver and maintain our Services..

§ To process or resolve any dispute arising from or in connection with any transactions, in accordance with our Terms of Service.

§ To detect or monitor any frauds or other prohibited content, businesses or activities.

§ Responding to your queries and resolving complaints.

§ To facilitate, confirm and/or provide updates or notifications in relation to any transactions.

§ Carry out polls, surveys, analysis and research on how our Services are being used and how we can improve them.

§ To update you on your listings and our Services (e.g. new offers, new chats, new feedback, new comments). These updates will be sent by email and/or through push notifications and you can choose to unsubscribe from these updates at any time through the “Settings” page of your Account.

§ To send you marketing and/or promotional materials on the latest products and services of Tapkat or carefully selected third parties. These updates will be sent by email and/or through push notifications and you can choose to unsubscribe from these marketing communications via the link in the email you have received and/or through the “Settings” page of your Account. These marketing communications may also be communicated to you through text messages and/or voice calls if you have indicated that you wish to receive such updates through these methods. For more information on anonymous advertising, including to understand what opting-out means and your opt out choices, please see the Section 5 below.

§ To send you service-related messages including, without limitation, a welcome/confirmation email when you register your Account and to enforce our Terms of Service and other policies. These messages are not promotional in nature. These messages will be sent by text message, email and/or through push notifications and you may not opt-out of receiving service-related messages from Tapkat, unless you deactivate your account.

§ Perform functions or services as otherwise notified to you at the time of collection such as to publish and/or use for our marketing purposes, your feedbacks and stories.

§ To comply with applicable Anti-Money Laundering and Countering the Financing of Terrorism regulations and other applicable laws and regulations.

5. Who we share your information with

To the extent necessary and as permitted by law, we may share information about you in the following ways:

§ We may share the information with our subsidiaries and any affiliated companies that form a part of our group of companies for the purposes as set out in clause 4 above. For purposes of this Privacy Policy, an affiliate shall mean any entity which directly or indirectly, owns or controls, is owned or is controlled by or is under common ownership or control with a party, where “control” means the power to direct the management or affairs of an entity, and “ownership” means the beneficial ownership of greater than 50% of the voting equity securities or other equivalent voting interest of the entity.

§ When you register for an Account, the information that you make available on your profile may be viewed by other users of our Services. Other users of our Services would also be able to view the content which you upload and share on our Services.

§ We may share the information with our affiliates and with third party service providers who assist us in performing certain aspects of our Services on our behalf, such as processing transactions, payment or shipping services, fulfilling requests for information, receiving and sending communications, updating marketing lists, analysing data, providing support services or in other tasks. Such service providers will only have access to your personal information to the extent necessary to perform their functions.

§ We may share the information with our potential partners, investors and other parties with a view to a potential business partnership, collaboration, joint venture or otherwise in furtherance of our business.

§ We may share any information collected in accordance with this Privacy Policy with: (i) governmental and other regulatory authorities or the courts in any jurisdiction; (ii) any third party claimants or potential third party claimants; or (iii) your card issuing bank, financial institution and/or payment service provider, to process or resolve any chargeback, payment reversal and/or dispute arising from or in connection with a transaction using our Services in accordance with our Terms of Service.

§ We may disclose your personal information if required to do so by law or if we believe that such action is necessary to prevent fraud or crime or to protect our Services or the rights, property or personal safety of any person.

§ The third party data management platforms or advertising and analytics partners we work with are:

§ Branch

§ MobFox

§ Oath

§ MightyHive a Google Analytic 360 certified partner

§ DoubleClick, an ad serving service operated by Google

§ Other third party service providers we work with includes:

§ Sift Science - for fraud detection and prevention services

§ Stripe - payment service provider

You may click on the names of these third parties to access their privacy policies.

We respect your privacy and we will not sell your personal information to any third party. We may disclose data and aggregate statistics about users of our Services and sales to prospective partners, advertisers, sponsors and other reputable third parties in order to describe our Services, deliver targeted advertisements or for other lawful purposes, but these data and statistics will not include information which can be used to identify you.

6. Transfer of information

Because of the international nature of our business, to the extent required for the purposes mentioned in Section 4 above, we will need to transfer your personal data within the Tapkat group and to third parties as set out in Section 5 above. For these reasons, we may transfer your information to Singapore, Australia, and other countries where Tapkat operates. We will ensure that your information is transferred in accordance with this Privacy Policy and protected in accordance with applicable laws on personal data protection (including, but not limited to, the Personal Data Protection Act 2012 of Philippines).

7. Protecting your information

The security of your information is important to us. We have security measures in place to protect against the loss, misuse and alteration of the information under our control. We also follow generally accepted industry standards to protect the information transmitted to us over the Internet, both during transmission and once we receive it. Sensitive information (such as credit card numbers) are encrypted using secure socket layer technology (SSL). However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

It is important that you protect against unauthorised access of your Account and information by choosing your password carefully, and keeping your password and Account secure (e.g. by signing out after using our Services).

8. Deleting, accessing and updating your information

Where you provide personal information about yourself to us, you are responsible for providing accurate, not misleading, complete and up-to-date information about yourself and any other person whose personal information you provide us, and to update this personal information as and when it becomes inaccurate, misleading, incomplete or out-of-date.

In certain circumstances, you may need to provide to us personal information about someone other than yourself. If so, we rely on you to inform these individuals that you are providing their personal information to Tapkat, to make sure they consent to you giving us their information and to advise them about where they can find a copy of this Privacy Policy.

If you wish to:

(a) apply for a copy of the information we hold about you;

(b) withdraw consent you previously provided to us to use, collect or disclose the information we hold about you; or

(c) withdraw consent to any of our data processing activities,

please contact our Personal Data Protection Officer at the contact details set out in Section 13 below.

Accessing / Updating your information: Please allow us a reasonable period of time to respond to any request and effect any change. We may ask to verify your identity and for more information about your request. Where we are legally permitted to do so, we may refuse your request and may give you reasons for doing so.

Where you have requested for a copy of the information we hold about you, we may charge a reasonable administrative fee to cover the costs of responding to your request. If we decide to do so, we will provide you with a written estimate of such fee beforehand.

Deleting your information: Please note that, in certain circumstances, We will not be able to delete your information without also deleting your Account. We may be required to retain some of your information after you have requested deletion, to satisfy our legal or contractual rights and/or obligations. We may also be permitted by applicable laws to retain some of your information to satisfy our legitimate business needs.

9. Tracking technologies

We use tracking technologies on our Services.These enable us to understand how you use our Services which, in turn, helps us to provide and improve our Services. However, the tracking technologies do not access, receive or collect information which can be used to identify you. We have listed below some examples of the tracking technologies used on our Services:

§ Cookies. A cookie is a small data file sent from a website to your browser that is stored on your device. Cookies are used for a number of purposes, including to display the most appropriate content based on your interests and activity on our Services, estimate and report our Service's total audience size and traffic, and conduct research to improve our Services. We may also partner with selected third-party vendors such as Google Analytics to allow tracking technologies and remarketing services on our Platforms through the use of first party cookies and third-party cookies for such purposes. You can configure your device's settings to reflect your preference to accept or reject cookies. If you reject all cookies, you will not be able to take full advantage of our Services. For more information on cookies control, please see the Section 10 “Tapkat Opt-Out” below.

§ Clear gifs. We employ a software technology called clear gifs (a.k.a. web beacons or web bugs) to help us better manage content on our Services by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier similar in function to cookies, and are used to track the online movements of web users. In contrast to cookies, which are stored on a user's computer hard drive, clear gifs are embedded invisibly on web pages and are about the size of the period at the end of this sentence.

§ Flash cookies. We use Flash cookies (a.k.a local shared objects or LSOs) to store some of your viewing preferences on our Services. These are used to collect and store information, but differ from browser cookies in the amount, type and manner in which data is stored.

10. Tapkat Opt-Out

We may deliver third party personalised and/or targeted advertisements (each, a “Targeted Ad”) to you in the course of your use of our Services and/or though a variety of advertising networks and exchanges.

Please note that if you choose to “opt out”, we will not use information we have collected about you to deliver Targeted Ads, but it does not opt you out of seeing advertisements. You will still see generic, non-targeted advertisements which are served without the use of any information we have collected about you. You may still be served advertisements for other reasons, such as:

§ General advertisements served to all users of our Platforms.

§ Personalised and/or targeted advertisements from other third parties and not delivered by Tapkat through your mobile and/or web activities.

Please also note that even though Tapkat does not share your personal data (other than hashed or device identifiers, to the extent they are personal data in some countries) with any advertising networks and exchanges without your consent or unless as specified in this Privacy Policy, when you view or interact with an advertisement via any of your devices, an advertiser or advertising network or exchanges can infer that you are within their target audience; or when you click on an advertisement, the publisher and/or advertiser will know you visited the page that you clicked on and may still be able to associate personal data collected by such third parties directly from you through their cookies and similar tracking technologies.

For more information on how you can manage your advertising preferences and opt out of receiving Targeted Ads please refer to this article.

11. Changes to this Privacy Policy

We reserve the right to make changes to this Privacy Policy at any time and all changes will be posted here. If we believe that the changes are material, we will notify you of the changes by posting a notice on our Services or by email. You are responsible for reviewing the changes which we make this Privacy Policy. Your continued use of our Services constitutes your acceptance of the updated Privacy Policy.

12. Third party sites and resources

Our Services may, from time to time, contain links to external sites or resources which are operated by third parties. We have no control over the content and privacy practices of such sites or resources. You are advised to review the privacy policies of these sites and resources operated by third parties and understand how your information may be used by those third parties.

13. Contact us

If you have any questions, complaints, concerns or comments on our Privacy Policy, we welcome you to contact us through the following details:

Email: tapkat_support@cloud-next.com.au

You also have a right to file a complaint with the National Privacy Commission. Your indication at the subject header would assist us in attending to your email speedily by passing it on to the relevant staff in our organization. For example, you could insert the subject header as "Accessing Personal Data".

Tapkat does not: (a) offer goods or services to, or monitor the behaviour of, European Union data subjects; and (b) process and/or hold the personal data of data subjects residing in the European Union.

Effective on 17 July 2022