Privacy Policy

Privacy Policy for ClearPath

This Privacy Policy describes how ClearPath ("we," "us," or "our") collects, uses, and shares your personal information when you use our website and services. We are committed to protecting your privacy and ensuring the security of the information you entrust to us. By using our services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect information to provide and improve our services, communicate with you, and ensure a secure experience. The types of information we may collect include:

Information You Provide to Us

This is information you voluntarily give us when you apply for a loan, create an account, or contact us. This may include:

• Personal Identifiers: Your full name, date of birth, Social Security Number (SSN), and contact information (email address, phone number, and physical address).

• Financial Information: Details about your income, employment history, bank account information, and other financial data.

• Supporting Documents: Copies of government-issued IDs, pay stubs, bank statements, and other documents required for loan applications.

Information We Collect Automatically

When you visit our website, we may automatically collect certain information about your device and usage patterns. This data helps us understand how you use our site and allows us to improve our services. This may include:

• Technical Data: Your IP address, browser type, operating system, and device information.

• Usage Data: Information about the pages you visit, the time you spend on our site, and the links you click. We use cookies and similar tracking technologies for this purpose.

Information from Third Parties

To verify your identity and assess your creditworthiness, we may collect information about you from third-party sources, such as credit bureaus, financial institutions, and public databases.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To Provide Services: To process your loan applications, verify your identity, assess your eligibility, and facilitate loan disbursements.

• To Communicate with You: To send you updates about your application, respond to your inquiries, and provide information about our services.

• To Improve Our Services: To analyze usage trends, understand our audience, and enhance the functionality and user experience of our website.

• For Security and Fraud Prevention: To protect our services and our users from fraudulent activity and unauthorized access.

• For Legal and Compliance Reasons: To comply with legal obligations, enforce our terms of service, and protect our rights and the rights of others.

3. How We Share Your Information

We do not sell your personal information. We may, however, share your information with trusted third parties under specific circumstances:

• With Service Providers: We may share your information with third-party vendors and service providers who perform services on our behalf, such as payment processing, data analysis, and marketing. These parties are contractually obligated to protect your information and use it only for the purposes we specify.

• With Your Consent: We may share your information with other third parties with your explicit consent.

• For Legal Reasons: We may disclose your information if we are required to do so by law, court order, or to cooperate with a law enforcement investigation.

• In a Business Transfer: If ClearPath is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. Your Choices and Rights

You have certain rights regarding your personal information:

• Access and Correction: You have the right to request access to the information we hold about you and to correct any inaccuracies.

• Opt-Out: You can opt out of receiving promotional emails from us by following the unsubscribe instructions in those emails.

• Cookie Management: You can set your browser to refuse all or some browser cookies or to alert you when websites set or access cookies. However, if you disable or refuse cookies, some parts of our website may become inaccessible or not function properly.

5. Data Security

We implement reasonable physical, technical, and administrative safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee the absolute security of your information.

6. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected personal information from a child without parental consent, we will take steps to delete that information.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date at the top. We encourage you to review this policy periodically.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

info@clearpathadvice.com