Privacy Policy
Privacy Policy
This Mobile App is provided by Chh. Rajarshi Shahu Multi State Co-Op Credit Society Ltd, Latur. This Privacy Policy outlines how we collect, use, store, and protect your personal data. We urge you to read this policy carefully. By using our services, you agree to the terms outlined in this Privacy Policy.
Personal Data:
“Personal Data” refers to information that directly or indirectly identifies an individual. This includes, but is not limited to, your name, mobile number, email address, telephone number, and details provided during registration.
Profile Photo/Image:
With your consent, we may collect and store your profile photo or image to personalize and enhance your experience in the app.
Anonymous Information:
This includes data that cannot be used to identify you individually. Examples include your browser type, IP address, device information, and aggregated usage statistics collected through tracking technologies.
Location Information:
If enabled, the app may collect your real-time location to offer location-specific services (e.g., ATM locator). This information is collected only when necessary and with your consent.
All personal and sensitive data is encrypted and securely transmitted using industry-standard cryptographic protocols such as HTTPS.
Login and transaction PINs are generated and stored in encrypted format to ensure secure authentication and authorization.
Sensitive user data (e.g., account numbers, names) is protected from unauthorized access and is never exposed.
We use your personal data to:
Deliver the services you request.
Identify and personalize your profile using profile images.
Improve our products and services.
Send important updates and notifications regarding your account or our services.
We retain your personal information only for as long as necessary to:
Manage your account and respond to your queries.
Comply with legal and regulatory obligations.
Prevent fraud and address security issues.
Once the data is no longer needed, it will be securely deleted, anonymized, or destroyed.
This app may integrate with third-party providers such as payment gateways, authentication systems, deployment services, and analytics platforms.
Please note:
These services are governed by their own privacy policies and terms.
We do not endorse or control third-party services and are not responsible for any consequences arising from your interaction with them.
Your use of third-party services is at your own risk, and you agree to indemnify us against any related claims or issues.
The app requests the following permissions to function properly:
Location (MAPS_RECEIVE, READ_GSERVICES): To locate nearby ATMs.
Internet Access (INTERNET, ACCESS_NETWORK_STATE): To enable banking services and check network availability.
Camera (CAMERA, autofocus): To scan QR codes for payments and other banking functions.
Storage (WRITE_EXTERNAL_STORAGE, READ_EXTERNAL_STORAGE): To download and view PDF account statements.
Notifications (POST_NOTIFICATIONS): To send important alerts, updates, and promotional messages. Users may opt in or out.
Users must register using their mobile number to access their associated accounts. During registration, personal information is collected and verified to comply with banking regulations. All data is handled securely.
The app facilitates various financial services including fund transfers, bill payments, recharges, insurance payments, and more. All transactions are protected using secure encryption and follow industry-standard protocols.
Firebase services are used to send timely app update notifications. These services are secure and help keep the app up to date.
We are committed to protecting the confidentiality and security of your data through:
Robust encryption.
Prevention of unauthorized access.
Dynamic rendering of user-specific content.
Our services are not intended for users under the age of 13. We do not knowingly collect data from children under 13. If such data is identified, it will be promptly deleted. Parents or guardians may contact us for appropriate action.
We may update this Privacy Policy at any time. Updates will be reflected with a revised date at the bottom of this page. We encourage users to periodically review this policy to stay informed about how we protect your data.
Your continued use of the app following any updates will be considered your acceptance of those changes.
By using this app, you signify your agreement to this Privacy Policy. If you do not agree with the terms, please refrain from using the app.
If you have any questions about this Privacy Policy or the app’s practices, please reach out to us at:
📧 Email: chhrajarshishahumultistate@gmail.com