Are you  mounting bills? It?s more common than you think?and a fresh start is just one phone call away. Reach out to **Doug Dern**, a trusted Michigan bankruptcy attorney, today at **248 882 0838** and begin moving toward peace of mind. Visit: https://sites.google.com/view/chapter13bankruptcymichim6/home 

## Benefits of Choosing Doug Dern

When it comes to understanding financial law, not all attorneys offer the same level of service. Here?s why Doug Dern stands out:

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• More than 18 years of professional success

• - One-on-one access to Doug ? no assistants

• - Upfront pricing tailored to your budget

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Quick case starts with flexible appointments

• - Centrally located Hartland office serving Southeast Michigan

Reach us at **248 882 0838** now for a no-cost consultation and speak directly with Doug Dern.

## What is Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of credit cards and medical bills. It allows for a fresh financial start by discharging debt like:

• Charge accounts

• - Unpaid healthcare costs

• - Personal loans

• - Overdue energy bills

• - Old IRS debt

Most clients do not lose assets by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will walk you through the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in under half a year.

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Dial **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Chapter 13 is a flexible option for people with a job who need to repay debt. This plan lasts 3 to 5 years and allows you to:

• Stop bank seizure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will structure a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.

## Is Bankruptcy Right for You?