Filing Chapter 7 Bankruptcy in Michigan: A Fresh Start

When overwhelming debt becomes unmanageable, Chapter 7 bankruptcy may offer a way out. In Michigan, this legal process allows for debts to be discharged, creditors must halt collection efforts, and you can start fresh financially. From the moment you file, an automatic stay goes into effect. Call Doug Dern at 248-882-0838 for a free consultation.  Visit: https://chapter13lawyermichigan.com/services/bankruptcy-lawyer-birmingham-mi/

In a Chapter 7 case, unsecured debts such as credit cards, medical bills, and personal loans can be wiped out. There is an income-based means test that applies. If you meet the requirements, Chapter 7 is possible, while others may be steered into Chapter 13. Call Doug Dern at 248-882-0838 for a free consultation. Visit: https://www.merchantcircle.com/the-law-office-of-doug-dern1-hartland-mi

The strongest protection is the court-ordered automatic stay. It stops garnishments, pauses lawsuits, foreclosures are frozen, and stops repossession. Call Doug Dern at 248-882-0838 for a free consultation. Visit: https://www.manta.com/c/m1x8j8b/the-law-office-of-doug-dern

A common concern is whether you can keep your home and car. Exemptions may allow you to retain property. Reaffirmation agreements allow you to keep secured property. Call Doug Dern at 248-882-0838 for a free consultation. Visit:  https://www.prunderground.com/national-real-estate-investors-endorse-doug-dern-michigans-trusted-chapter-7-and-chapter-13-bankruptcy-attorney/00360847/