Feeling  creditor calls? It?s more common than you think?and help is just one phone call away. Contact **Doug Dern**, a reliable bankruptcy lawyer in Michigan, today at **248 882 0838** and begin moving toward a debt-free life. Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Why Choose Doug Dern

When it comes to filing financial law, not all attorneys offer the same level of service. Here?s why Attorney Doug Dern stands out:

• Over 20 years of legal practice

• - One-on-one access to Doug ? no paralegals

• - Upfront pricing tailored to your budget

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Quick case starts with flexible appointments

• - Local Hartland office serving Southeast Michigan

Call **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of credit cards and medical bills. It allows for a quick reset by discharging debt like:

• Credit cards

• - Medical bills

• - Unsecured installment loans

• - Utility bills

• - Old IRS debt

Visit: https://chapter7lawyermichigan.com/ 

Most clients keep their homes and vehicles by using Michigan?s protective exemptions and reaffirmation agreements.

Doug Dern will personally handle the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Phone us at **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Catch Up and Keep Your Property

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Chapter 13 is a powerful option for people with a job who need to reorganize debt. This plan lasts 3 to 5 years and allows you to:

• Stop home foreclosure

• - Avoid vehicle loss

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Talk to Doug today by calling **248 882 0838**.