Struggling with mounting bills? Millions face the same problem?and relief is just one phone call away. Call **Doug Dern**, a experienced bankruptcy lawyer in Michigan, today at **248 882 0838** and start your journey toward peace of mind. Visit: https://chapter7lawyermichigan.com/chapter-13-bankruptcy

## Why Choose Doug Dern

When it comes to filing financial law, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• More than 18 years of professional success

• - Direct access to Doug ? no paralegals

• - Upfront pricing you can trust

• - Thousands of approved Chapter 7 and Chapter 13 filings

• - Efficient timelines with flexible appointments

• - Centrally located Hartland office serving Southeast Michigan

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Reach us at **248 882 0838** now for a zero obligation consultation and speak personally to Doug Dern.

## The Basics of Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to wipe out unsecured debt. It allows for a fresh financial start by discharging debt like:

• Credit cards

• - Medical bills

• - Unsecured installment loans

• - Overdue energy bills

• - Old IRS debt

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Most clients do not lose assets by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in three to six months.

Dial **248 882 0838** to find out if you qualify for Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

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Chapter 13 is a longer-term option for people with consistent pay who need to reorganize debt. This plan lasts up to 5 years and allows you to:

• Stop losing your house

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will develop a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.