Overwhelmed by  mounting bills? You?re not alone?and help is just one phone call away. Call **Doug Dern**, a reliable Michigan bankruptcy attorney, today at **248 882 0838** and begin moving toward a debt-free life. Visit: https://chapter7lawyermichigan.com/ 

## Top Reasons to Hire Doug Dern

When it comes to navigating bankruptcy, not all attorneys offer the same level of service. Here?s why The Law Office of Doug Dern stands out:

• More than 18 years of experience

• - Direct access to Doug ? no call centers

• - Flat-fee pricing with no surprises

• - Thousands of successful Chapter 7 and Chapter 13 filings

• - Fast file processing with flexible appointments

• - Centrally located Hartland office serving Southeast Michigan

Call **248 882 0838** now for a no-cost consultation and speak one-on-one with Doug Dern.

Visit: https://maps.app.goo.gl/ZYyf374izYSmg2VU7 

## Understanding Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for those who want to get rid of consumer debt. It allows for a fresh financial start by discharging debt like:

• Retail cards

• - Medical bills

• - Personal loans

• - Utility bills

• - Certain tax obligations

Visit: https://chapter7lawyermichigan.com/ 

Most clients keep their homes and vehicles by using Michigan?s generous exemptions and reaffirmation agreements.

Doug Dern will guide you step by step the filing process and ensure you?re fully protected. The average Chapter 7 case is complete in about 90 to 120 days.

Dial **248 882 0838** to find out if you should consider Chapter 7 bankruptcy.

## Chapter 13 Bankruptcy ? Save Your Home

Visit: https://chapter7lawyermichigan.com/chapter-7-bankruptcy 

Chapter 13 is a longer-term option for people with a job who need to repay debt. This plan lasts 3 to 5 years and allows you to:

• Stop losing your house

• - Avoid car repossession

• - Pay back taxes and child support over time

• - Consolidate secured and unsecured debts into one monthly payment

• - Keep assets that might be at risk in Chapter 7

Doug Dern will customize a repayment plan that fits your budget and handles all filings for you. The automatic stay goes into effect upon filing?creditors are required by law to stop collections.

Get expert advice today by calling **248 882 0838**.