https://chandy.upstaterealtyagents.com
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Serving Greenville, Spartanburg, and surrounding counties!
If you answered "YES!" but don't know where to start, I am here to help guide you. There are many factors that are part of the home buying process which includes your credit/FICO score, employment history, and income, to list a few. You should definitely consult with a realtor or a loan officer to see if you would qualify for a loan. You would be asked a few basic questions to see if you "pre-qualify".
Here are the next major steps to take if you pre-qualify:
1. Apply for a mortgage loan
2. Start house hunting
3. Submit an offer and getting it under contract
You should always apply for a mortgage loan before you start searching for a home. The lender will give you a pre-approval which will state the dollar amount you are pre-approved for so you know what homes to search for in that given price point. The lender will also go over the different types of loans available to you and which one would be the best fit for you.
With the pre-approval in hand, it is best to hire a real estate agent to help you find your home. Agents play a key role in sending listings that match your requirements, having access to the homes and scheduling showings, writing a contract, guiding you through the process of inspections, appraisals, negotiations, and representing YOU, as a buyer. And please note, you do not pay an agent to represent you as a buyer!
Still have questions? Call me for a consultation!
864-357-2291
Whether you are planning to sell your home to buy a bigger home for your growing family or downsizing because your kids are grown and out the house, whatever the reason, NOW IS THE TIME!
Home values in Greenville, Spartanburg, and surrounding areas are at an all time high! YES! Our market is HOT!
My best advice is to consult with an agent and have the professional represent you. The agent will preform a market analysis to and generate a "seller's report" to determine the value of your home. Agent's can also generate a "seller's net sheet" to determine your profits when you sell your home. You would want someone knowledgeable (a realtor) to represent you when it comes to inspection and appraisal requests and addendums. Agent's also have tools that is not available to the public that can help you sell your home faster and reach a larger buying audience.
When you sell your home yourself (For Sale By Owner or FSBO) you could potentially be under or over pricing your property. If it is over priced, it can deter buyers and you'll find that it will sit on the market longer while other homes are selling right away. If it is under priced, you could be losing thousands of dollars. There are also legalities involved in selling your home and you want to make sure you are covered.
What are you waiting for?!
Call me for a consultation and free market analysis!
864-357-2291
