Privacy Policy

# Privacy Policy for Chakriya Byaj

Last updated: June 22, 2026

## Introduction

Chakriya Byaj ("we", "us", or "our") is a mobile application developed to help users calculate compound and simple interest. This Privacy Policy explains how we collect, use, and protect your information when you use our app.

## Information We Collect

### Information Stored Locally on Your Device

We store the following information **only on your device** using local storage (SharedPreferences):

- Calculation records including:

  - Borrower/person name

  - Optional notes

  - Principal amount (mul dhan)

  - Interest rate (byaj dar)

  - Borrowing and repayment dates

  - Calculated interest and total amount

  - Timestamp of when the record was saved

- Theme preferences (light/dark mode)

### No Remote Data Collection

We **do not** collect, transmit, or store any of your personal information on our servers or any third-party servers. All data remains on your device exclusively.

## How We Use Your Information

The information stored locally is used solely for:

- Saving your calculation history for future reference

- Maintaining your theme preferences

- Displaying your saved records within the app

## Data Sharing and Disclosure

We **do not** share, sell, rent, or disclose any of your information to third parties. Since all data is stored locally on your device, no information leaves your device.

## Data Security

We take reasonable measures to protect your information:

- Data is stored locally on your device using the platform's secure storage mechanisms

- No data is transmitted over the internet

- You have full control over your data

## Your Rights

You have the right to:

- Access all your saved records within the app

- Delete individual records

- Delete all your saved records at once

- Uninstall the app to remove all stored data

## Children's Privacy

Our app is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13.

## Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

## Contact Us

If you have any questions about this Privacy Policy, please contact us at: 

Email : info@techprocod.com.np

contact no. : 9805916598