Our mission is to tackle vital issues in household finance. Under the broad umbrella of growing living standard concerns. We aim to focus on the housing conditions, housing affordability, retirement planning, gender and racial equality, and sustainability across all of these aspects in the Central and Eastern Europen region.

We bring together passionate researchers from diverse fields such as economics, finance, mathematics, and social sciences to drive impactful change and improve lives. Join us in our collaborative effort to grow together, create a better future, with more targetted policy planning, financial education, and sustainable living in the region.

The quality of living of the elderly in Central and Eastern Europe, are also influenced by various housing market factors, including but not limited affordability, accessibility, and quality (e.g., energy efficiency). The V4 countries face significant disparities in housing conditions compared to their Western European counterparts, where the quality of housing has seen substantial advancements. Inadequate housing not only affects the physical well-being of older adults but also impacts their social integration and overall quality of life. Moreover, the low energy efficient heating and cooling solutions have material negative environmental effect, a concern for the society and the region as a whole.

Addressing these multifaceted challenges requires a concerted effort from researchers, policymakers, and stakeholders to enhance the living standards of elderly populations while ensuring financial sustainability and social equity.

Our primary goal is to be "the" think-tank institute on Household finance topics in Central and Eastern Europe, supporting interdisciplinary dialogue and research on housing quality and affordability, with a focus on the Visegrad 4 countries: the Czech Republic, Hungary, Poland, and Slovakia. As the population ages, we face significant challenges in living standards and financial security, not only for the elderly but also for early-career individuals and young families striving to enter the housing market. This demographic shift impacts retirement savings and pension systems, requiring thorough analysis and innovative policy solutions. 

We plan to foster collaborative research and information sharing on all household related topics:

• aging

• family planning, childcare

• retirement planning

• financial education

• fiscal policy related to housing

• fiscal policy related to family well being

• pension system, private and public pensiongender equality

• housing quality

• housing affordability

• home financing, mortgages (incl. reverse mortgage solutions)

• and all other related topics.