Our mission is to provide rigorous academic insights about vital household finance issues to aid policy makers to improve the life of citizens and residents in Central and Eastern Europe and beyond. Under the broad umbrella of growing living standard concerns, we aim to focus on the housing conditions, housing affordability, retirement planning, gender and racial equality, and sustainability topics.

We bring together passionate researchers from diverse fields such as economics, finance, mathematics, and social sciences to drive impactful change and improve lives. Join us in our collaborative effort to grow together, create a better future, with more targeted policy planning, financial education, and sustainable living in the region.

Our center is divided into 5 pillars: 

• Housing Markets We examine housing affordability and wealth dynamics, with a specific focus on systemic discrimination and sustainability challenges within the real estate sector.

• Aging & Social Systems We investigate financial literacy and self-reliance across diverse age groups, analyzing the macroeconomic and structural strains that aging demographics place on social safety nets.

• Public Policy Impact We analyze how tax structures and subsidy frameworks shape long-term investments, retirement readiness, and public support for homeownership, rental markets, and general living costs.

• Financial Interaction We evaluate the institutional support—or lack thereof—provided by the financial sector, mapping household needs against their real-world interactions with credit markets and traditional banking.

• Holistic Well-Being We assess the broader role of healthcare and social systems, emphasizing retirement infrastructure that fosters active aging. Additionally, we study intergenerational knowledge transfer, looking at how retirees preserve and pass down cultural traditions and customs to younger generations.

Our mission is to provide rigorous academic insights about vital household finance issues to aid policymakers in improving the lives of citizens and residents in Central and Eastern Europe and beyond. Under the broad umbrella of growing living standards, we aim to focus on housing conditions, housing affordability, retirement planning, gender and racial equality, and sustainability.

We bring together passionate researchers from diverse fields such as economics, finance, mathematics, and social sciences to drive impactful change and improve lives. Join us in our collaborative effort to grow together, create a better future, with more targeted policy planning, financial education, and sustainable living in the region.

The Central and Eastern European Center for Household Finance (CEEC-HF) aim to serve as a coordinating research platform for high-quality, policy-relevant academic research on household financial behaviour, economic decision-making, and institutional design in Central, Eastern, and Southeastern Europe.

The core function of the Center is to:

• Organise and structure regional research collaboration in household finance,

• Facilitate joint research projects and international publications,

• Provide an institutional platform for competitive grant applications, and

• Connect academic research with policy-relevant questions faced by transition and emerging economies.

To ensure clarity, coherence, and scalability, we operate with a four-pillar research structure., allowing focused thematic research while maintaining strong integration across topics that jointly shape household financial outcomes.

Overall, our center with a growing team of affiliated researcher and likeminded collaborators plan to foster collaborative research and information sharing on all household related topics:

• aging

• family planning, childcare

• retirement planning

• financial education

• fiscal policy related to housing

• fiscal policy related to family well being

• gender equality

• housing quality

• housing affordability

• home financing, mortgages (incl. reverse mortgage solutions)

• pension system, private and public pensions

• and all other related topics.