Human activities, driven by massive economic growth, resource extraction, and technological innovation, have significantly impacted the Earth's biosphere and atmosphere. In the 21st century, human civilization faces an existential threat from ecological breakdown and anthropogenic climate change. To address these threats, various international efforts, actions, and policies have been developed since the 1990s. Notably, numerous conferences under the aegis of the United Nations have highlighted the need to evolve our economic framework toward a more inclusive economy.

An inclusive economy can greatly influence how vulnerable populations respond to climate risks and challenges. However, the inclusive finance community currently lacks a comprehensive framework to understand and explain how financial services can lead to better outcomes for vulnerable and low-income individuals in the face of climate threats. Developing such a framework is crucial for leveraging financial services to enhance resilience and promote sustainable development in the context of ongoing climate change.

From another hand, the humanity is facing to rapid advancement of artificial intelligence (AI), transforming the financial sector, presenting unprecedented opportunities and significant challenges. As AI continues to integrate into financial systems, it becomes imperative to ensure these technologies are developed and deployed responsibly. Indeed, by enabling access to financial services, promoting sustainable practices, and providing climate risk assessment, AI can contribute to a more inclusive and climate-resilient future. AI and climate change have become key priorities for strategic planning teams across finance.

AI, financial inclusion, and climate change seem to be interconnected and offering opportunities to tackle climate-related challenges. AI has the potential to drive financial inclusion in a way that supports climate change mitigation and adaptation. To achieve this vision, we need to create pathways to combine the climate and financial inclusion through digital transitions in a way to create a sustainable and inclusive socio-economic model. So, what’s the role of AI in promoting financial inclusion? And how artificial intelligence will drive financial inclusion?