PRIVACY POLICY

CB Life Insurance Company Limited (CB Life) is committed to protecting your privacy. The purpose of this

privacy policy is to inform you about our practices relating to the collection, use and disclosure of

information that may be provided through access to or use of this application or that may otherwise be

collected by us. This privacy policy also tells you what to do if you do not want your information collected

and how you can change or delete the information you have already provided to us. By using this

Application, you also agree with the following terms of service.

INFORMATION COLLECTED AND HOW IT IS USED

When you register yourself, we may collect and hold certain information about you, either directly or

indirectly. Such may include your name, national identity card/passport details, contact information

including your email address and mobile number and payment selection options such as credit/debit

card - visa/master/JCB and fund transfer.

HOW YOUR INFORMATION IS PROTECTED

The security of your personal information is important to us. Whilst CB Life will take all reasonable efforts

and strive to use commercially acceptable means to protect your personal information, we are unable to

guarantee its absolute security. CB Life may change our Privacy Policy from time to time. If you believe

and/or become aware that personal information, we hold about you is incorrect, incomplete or

inaccurate, then you must request an amendment of it.

USE OF YOUR INFORMATION

The information collected is used for internal record-keeping purposes, to process your registration, to

improve the quality of the service we provide to you, to contact you for market research purposes if

required and to customize user experience according to your interests, to advise you about new products

and services from our websites and/or sponsors that may be of interest to you by ourselves/through our

authorized agents and representatives, To inform you of promotional events ongoing or futuristic by

ourselves/through our authorized agents and representatives, to protect our business

interests and the interests of our consumers, and to meet all requirements, regulatory and otherwise,

imposed by law.

RETENTION OF YOUR INFORMATION

CB Life retains your information for as long as necessary to fulfill the purpose for which it was collected,

to comply with applicable laws and for the duration and extent of our business practice.

LINKS TO THIRD-PARTY SITES

This Application may offer links to other websites and store cookies such as Facebook pixel, google

analytics, google remarketing tags which the company do not have control over. The owners of these

Applications may have access to your information, which we have no control. You should be aware that

operators of linked websites may also collect your information (including information generated through

the use of cookies including but not limited to Facebook pixel, google analytics, google remarketing tags)

when you link to their websites. We are not responsible for how such third parties collect, use or disclose

your information, so it is important to familiarize yourself with their privacy policies before providing

them with your information. These websites links and cookies are provided for your convenience and by

including such websites we are not implying that it endorses or recommends them. You may be exposed

to content that is offensive, indecent or objectionable to you the user. Under no circumstances will we

be liable in any way for any such content, including, but not limited to, any errors or omissions, or any

loss or damage of any kind incurred as a result of the use of the content made available via all facets of

communication via CBL Smart Care Mobile Application User Journey and related services.

CHANGES IN THIS PRIVACY STATEMENT

CB Life reserve the right to modify this privacy policy at any time, without prior notice. You should visit

our website periodically to review any changes to this policy. It shall be deemed that you continually

accept these terms including its changes.

YOUR ACCEPTANCE OF THESE TERMS

By using this Application, you signify your acceptance the Privacy Policy. If you do not agree to this policy,

please do not use this Application. If for any reason you do not agree with any of the changes in whole or

in part, you must stop using this Application.

TERMINATION

CB Life reserve the right, at our sole discretion, to accept or reject any current member or any

registration for any reason or for no reason whatsoever.