For all applications:

* Offer to buy form

* Buyers Information Sheet (both wife and husband/co-buyer)

* 2 valid ID with 3 specimen signature (Both wife and Husband/co-buyer)

* Proof of income (Remittances/Payslip/Bank Statement) both spouses

* Proof of billing (Water bill/Electricity Bill/ Telephone Bill)

* Marriage Certificate (if married)

* Birth Certificate (if single) & Cenomar

* Certificate of Employment both spouses

* SPA (if applicable)

If applicant is in business or in professional practice:

*Latest BIR Form 1701 or 2317 with attached Audited Financial Statement with BIR Stamp

* TIN Verified If applicant is employed:

*Proof of income (ITR/Pay slip/Financial Statement/Remittances)

*Latest Certificate of Employment

*Latest Income Tax Return or BIR Form 2316, 2306, 2307, or 1700

If applicant is an OFW:

*Any of the following:

*Consularized Certificate of Employment

*Job Contract

*Proof of Remittance for the past 3 months

*Active OFW Account

*Philippine based Loan Administrator and Co-maker with source of income (to submit same requirements as applicant)

If applicant is an Immigrant:

*Latest Certificate of Employment and any of the following:

*Latest Income Tax Return

*Proof of Remittance for the past 3 months

*Active OFW Account

*Payslips for the past 3 months

*Philippine based Loan Administrator and Co-maker with source of income (to submit same requirements as applicant)

For Corporate Buyers:

* Original Board Resolution and/or Secretary’s Certificate authorizing the purchase and appointing the signatory for the corporation

* SEC Registration

* Articles of Incorporation and By-laws

* Latest Income Tax Return (BIR Form 1702)

* Latest Audited Financial Statement

* Photocopy of valid ID of the signatory

* Community Tax Certificate of the company and signatory

* Tax Identification Number of the company and signatory

1.  The sale is on an “as-is, where-is” basis.

2.  Initiation and pursuance of the ejectment/eviction of squatters/occupants/lessees/tenants/former owners on, or any other person claiming possession of, the subject property, if there be any, and its attendant cost, as well as with the renovation of the improvements, if applicable.

3.  Any and all claims/cases of whatever kind and nature that may be instituted against or affecting the property subject of sale shall be assumed by the buyer.

4.  Securing a relocation survey for the property to determine its exact location and boundaries and its attendant cost.

5.  The buyer shall be responsible for obtaining from the Department of Agrarian Reform the clearance/exemption of the subject property, if agricultural, from the coverage of the Comprehensive Agrarian Reform Program. The expenses in obtaining said clearance/exemption shall be for the account of the buyer. The seller shall not be liable to the buyer if such an exemption is not obtained.

6.  All sales shall be on an "as-is, where-is" basis, “no warranties” and "no recourse" basis. Status and condition of the property/ies is/are not comprehensive or complete. Buyers are therefore advised to conduct their own due diligence checking prior to submission of an offer to buy.         

7.  Other terms and conditions that the Legal Department may impose to protect the interest of the Bank.

Discreet inspection is recommended on properties with occupants.

For further queries, please feel free to contact us.