Privacy Policy
Privacy Policy
Privacy Policy – Catholic Urban Co-Op Credit Society Mobile App
Catholic Urban Co-Op Credit Society (“we”, “our”, or “us”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, store, and safeguard your information when you use our mobile application (“App”). Please review this policy carefully. By using our App, you agree to the terms outlined herein.
Personal Data refers to information that can identify you directly or indirectly, including but not limited to your name, mobile number, email, telephone number, and profile image.
Profile Photo/Image is collected with your consent to personalize and enhance your user experience.
Anonymous Information includes data such as IP address, browser type, and general usage statistics that do not identify individuals.
Location Information is collected to offer services based on your physical location (e.g., ATM locator), subject to your permission.
We use your data to:
Provide and manage services you request
Customize your experience (e.g., profile photo)
Communicate product updates and notifications
Improve our products and services
All sensitive user data is stored and transmitted securely using encryption and industry-standard security protocols such as HTTPS.
We generate and store login and transaction PINs in encrypted form to authenticate and authorize user actions securely. User-specific content is generated dynamically to ensure privacy and account relevance.
We retain your personal data only as long as necessary:
To provide our services
For legal or regulatory requirements
For legitimate business purposes such as handling disputes or responding to regulatory inquiries
Data that is no longer required is deleted, anonymized, or destroyed in a secure manner.
Our App may integrate third-party services (e.g., payment gateways, authentication systems, analytics). These services are governed by their own terms and privacy policies.
We are not responsible for any issues arising from your use of these services.
Your interaction with third parties is at your own risk, and you are advised to review their policies separately.
We reserve the right to add, modify, or remove these services without prior notice.
Location Access: To detect nearby ATMs
Internet Access: To enable online banking features
Camera Access: For QR code scanning
Storage Access: To download and access PDF account statements
Notifications: To send transaction alerts and updates
Users register using their mobile number to access their associated account. Personal data is collected and verified securely during registration to ensure compliance with banking regulations.
Our App supports various payment services, including fund transfers, bill payments, and insurance. All financial transactions are conducted securely using encrypted protocols, ensuring the protection of user financial data.
Firebase is used for securely sending app update notifications to users, ensuring they are informed of the latest features and improvements.
We are committed to safeguarding your data. Our systems are protected against unauthorized access, disclosure, or misuse. Sensitive information is encrypted, and personalized content is displayed securely to users.
This App is not intended for children under 13 years of age. We do not knowingly collect personal data from children. If we become aware of such data collection, we will promptly delete it. Parents/guardians may contact us to address concerns.
We may update this Privacy Policy from time to time. The latest version will always be available within the App. Continued use of the App indicates your acceptance of the revised policy.
For questions or concerns about this Privacy Policy, please contact us at:
📧 catholiccbsincharge@gmail.com