Inspired by Kevin Kelly's 103 bits of advice I wish I had known, I compiled my own list. Mostly from my list of quotes and book summaries.


It's a living list. Will keep adding things.


In no particular order:


  • Avoid debt even if having some debt seems financially advantageous

  • Financial independence always requires you to stop moving the goalpost. Otherwise you’ll always need more. Learn to have enough.

  • Spend less than you make, invest the rest. You’re set for life.

  • Investing in the stock market is an advantageous asymmetric bet. Losses are limited to 100%. Earnings are unlimited.

  • The number one skill in investing is patience. Extreme patience.

  • Compounding is like magic. To enjoy it you should have patience and never stopping it unnecessarily. Stay invested for the long term

  • Give without expecting anything in return. You’ll get it back in the future, but anyway don’t give expecting anything.

  • Be kind. Always say thank you. A great man shows his greatness by the way he treats little men

  • Criticise in private. Praise in public. Criticise generally. Praise specifically.

  • The best time was yesterday. Failing that, the best day is today.

  • In a negotiation, the party that does not mind losing always wins.

  • Always keep in mind why are you doing anything. The final objective. e.g. Why are you working hard? to have more free time in the future? do you know how to enjoy free time now?. Will you in the future?

  • Learn how to live. We have two lives, and the second begins when we realise we only have one

  • Marketers end up ruing everything. We ruined Google Ads, we’re ruining FB Ads.

  • Best the fastest to pay what you owe.

  • Inspiration is like fresh fruit or milk: It has an expiration date. If you want to do something, you've got to do it now.

  • If you can't explain it simply, with simple words, without using very technical words, you don't understand it well enough.

  • Avoid speaking when you're angry. You’ll probably make the best speech you will ever regret

  • The only thing that prepares you to run a company is running a company

  • The best job security is your own competence. Be great and never worry about financial security.

  • Plan taking into account you know shit about the future. The best plan is the one that lets you change your plans

  • Plans are useless, but planning is indispensable

  • More often that not, less is more. Example: Good design is as little design as possible.

  • Never stop playing. Never stop stop having fun. We don't stop playing because we grow old; we grow old because we stop playing

  • If you are on the side of the majority, maybe you’re on the wrong side. The returns in life are being out of the herd. Be an optimist contrarian.

  • Always look for asymmetric opportunities where to win you risk a big loss. Look for big winning opportunities with limited loses.

  • Never try to please everybody. It’s impossible

  • Embrace pain and struggle. It’s inevitable. Enjoy it. Either pain from discipline or pain from failure. One who sweats more in training bleeds less in war

  • Conviction beats consensus. Escape from design by committee

  • Don’t take yourself (or anything) too seriously. We’re just a tiny dot in the universe.

  • Likes don’t play the bills. Sales do.

  • Everyone knows how to sell in good times. Few know how to do it when times get complicated

  • If it’s difficult, maybe there's something behind. The easy path will only take you to a crowded place

  • There are a million reasons why something can fail, but usually very few reasons why something can work

  • Price tells a story

  • Keep insisting. The more nos I get, the closer I am to that yes. I've come to actually appreciate the nos

  • When in doubt: no. Or as Derek Sivers says: Hell Yes, or Not.

  • Learn to enjoy on the way to reach your targets, because when you reach them either they won’t bring you the joy you thought or you’ll be moving the goalpost.

  • Write. Write things down. Write about ideas because you’ll forget about them. Write about what worries you. Write lessons learned. Often simply laying out a problem will present a solution. Learning to write requires writing and writing is a very important ability to master.

  • Take notes while reading. Highlight, annotate and make (searchable) book summaries

  • Search accountability. Be public so the public keeps you accountable.

  • Consistency and doing small things every day is unbeatable over the long term. Consistency trumps quantity

  • Don’t be late. When someone makes you wait, all their flaws come to mind

  • Enjoy today. Enjoy now. It won’t come back.

  • Ignore the news. They are designed around angst and negativity.

  • Exercise daily. Daily exercise is as helpful as eating or sleeping, so why don’t exercise daily?. A little bit on days without time is enough. Pushups and squats are simple and effective exercise that require less than 5-10 minutes.

  • Intentions don’t matter. Actions do. Always under-promise and over-deliver.

  • Be impatient with actions, but patient with the results. Everything meaningful takes time.

  • Embrace change. Even on what you think about things.

  • Always listen to interesting people even if the subject seems not interesting. You’ll be surprised. It’s the people, not the subject.

  • If you're not ashamed of the first version you released, you released it late

  • Make it easy. If you want to drink more water, keep water bottles everywhere. If you want to read more, keep books everywhere.

  • You’re gonna die.