The User Agreement (hereinafter referred to as the Agreement) determines the procedure for the User to work with the Credit Card : Wallet & NFC mobile application, and also establishes the mutual rights and obligations of the Parties participating in this Agreement.
Definitions used in the Agreement:
The terms and definitions used in this Agreement, unless specifically stated otherwise, are used in the following meaning:
1.1. The Credit Card : Wallet & NFC mobile application (hereinafter referred to as the Application) is the Owner’s mobile application protected by international copyright and patent law.
1.2. Content – any informational content of the Application.
1.3. The Application User (hereinafter referred to as the User) is the user who installed and logged in the Application in order to use its functionality.
1.4. Functionality is a set of functions, user interaction capabilities that are provided to the User by the Application.
1.5. Secure storage (hereinafter referred to as the Container) is a container for data storage, which is formed after the launch of the Application and is stored locally on the Account device. The container is designed to store data, the addition of which is initiated by the User using the Application. The added data is stored in encrypted form.
1.6. Encryption / decryption is the process of converting information, aimed at hiding information from users who do not have certain rights. In the Application, all the information that the User adds to the storage is stored in the Container in encrypted form. The user receives access to the saved information after launching the Application. Information is available in decrypted form.
1.7. Secure login to the Application is the protection of access to the Application from other Users who can access the device on which the Application was installed. The Application User independently configures access protection to the Applications by setting a password and / or fingerprint.
General provisions:
2.1. Having passed the installation procedure of the Application on the User's device, the User expresses his unconditional agreement to all the terms of this Agreement and undertakes to comply with them or to stop using the Application.
2.2. The User agrees that the Application may be fully or partially accessible only to residents of certain geographic areas or to Users whose data satisfies certain conditions.
2.3. The Application Owner does not have access to the Container, which is created when the Application is started and is stored locally only on the User's device. After installing and running the Application, the User is fully responsible for the physical damage to the Container, which may occur in the process of device failure or other actions beyond the control of the Owner.
2.4. All data that the User initiates to save in the Application is stored in encrypted form. This data is stored locally on the Account device. The owner does not have access to this data. The user is solely responsible for the physical damage to this data.
2.5. The user is responsible for access to the Application by third parties, as a result of which access to the stored data and / or damage to the Container may be obtained.
2.6. The use of the System by the User is governed by this Agreement, as well as the Privacy Policy posted in the Application.
Rights and obligations of the parties. Terms and conditions of use of the System:
3.1. User has the right to:
3.1.1. To get, to view the Content of the Application, available within the Application, which he installed on his personal device.
3.1.2. Use the Application solely for the purposes established by the Agreement and not contrary to the laws of the country of the User.
3.2. User may not:
3.2.1. Transfer to third parties in any form of rights with respect to the Application provided to the User under the Agreement, as well as copy and / or modify the program code of the Application, including, but not limited to, in order to obtain unauthorized access to it;
3.2.2. To carry out any activity that prevents the normal operation of the Application;
3.2.3. Use the Application for:
Infringement of copyright, patent and / or other rights and legitimate interests of the Application Holder and / or third parties;
Uploading, posting, publishing or otherwise transmitting information and files that are illegal, harmful, threatening, slanderous, obscene, offend morality, contain foul language, promote hatred and / or discriminate people by racial, ethnic , religious, ethnic, social grounds, contain insults, discredit honor and dignity, violate the rights and interests of third parties protected by law; contain attempts to incite hatred or incitement to violence, propagandize fascism and the ideology of racial superiority; contain advertisements of narcotic substances, attempts to distribute drugs, recipes for their manufacture and tips on use; contain pornographic images and texts containing scenes of pedo-, zoo- and necrophilia and other sexual perversions; contain scenes of violence, inhuman treatment of animals, etc .; contain a description of the means and methods of suicide, any incitement to commit it;
Other violation of the legislation of the country of the User and / or norms of international law.
3.3. User must:
3.3.1. To get acquainted with the Privacy Policy, this Agreement and independently bear the risks associated with not being familiar with their conditions;
3.3.2. The responsibility for maintaining the confidentiality of access to the Application, as well as the risks of loss or disclosure of personal data as a result of the use of the User’s Application by another person, is borne by the User;
3.4. User agrees to the use of his personal data by the Owner in accordance with the Privacy Policy.
3.5. The owner of the Application has the right to:
3.5.1. At any time, completely or partially change the functionality of the Application, as well as set restrictions on the use of the Application;
3.5.2. Prohibit automatic access to the Application, as well as stop receiving any information generated automatically (for example, mail spam);
3.5.3. Delete any Application Content;
3.5.4. Modify Application Rules and Restrictions.
Owner's Disclaimer:
The Owner of the System does not guarantee the compliance of the Application Content with the goals and expectations of the User, uninterrupted and error-free operation of the Application as a whole, as well as its individual functional capabilities;
Other conditions
5.1. The user acknowledges and agrees that the Application and all necessary computer programs, trademarks associated with it, are protected by copyright and patent law.
5.2. This Agreement shall enter into force upon installation of the Application on the User’s device.
5.3. The owner of the Application is entitled to make changes to the Agreement at any time. In this case, the new version of the Agreement is placed in the Application.
5.4. In case of disagreement of the User with the changes and (or) additions made, the User must refuse from further use of the Application. Use of the Application after making the appropriate changes to the Agreement means full and unconditional acceptance of the new Agreement.
6. Subscription Terms:
We offer the following auto-renewable subscriptions:
- Weekly Subscription – $2/week
- Monthly Subscription – $4/month
- Yearly Subscription – $24/year
These subscriptions unlock premium features and services within the app. The subscription will automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Users can manage or cancel their subscriptions at any time in their Apple ID account settings.
The payment will be charged to your Apple ID account at confirmation of purchase. No refunds will be provided for unused portions of the term.
By purchasing a subscription, you agree to these terms and the automatic renewal policies described above.