INTEREST RATE

• 2016-2020 = 1.1% int rate PER MONTH

• 2011-2015 = 1.2% int rate PER MONTH

• 2005-2010 = 2% int rate PER MONTH

3-5 WORKING DAYS PROCESS UPON COMPLETION OF REQUIREMENTS.

Qualifications

• 21-59 years old, Filipino Citizen

• Any Year model as long as vehicle is in good physical and running condition

Basic Requirements:

• Completely filled up application form

• Photocopy of 2 Gov’t Valid IDs

• Latest Proof of Billing (Electric or Water Bill)

• 3 pcs 2x2 picture

Major Requirements:

• Photocopy of OR/CR latest

• Tin id or #

• Stencil of Engine and Chassis ( To be done by our Account Office)

• Proof of Income (ANY OF THE FOLLOWING)

• Business Permits

• Latest COE/Latest Payslips/Company ID (if employed)

• Latest 3 months bank statement

Co-borrower needed if loan is 500k and above. (Spouse/Parent/Siblings age 21-59)

• Photocopy of 2 Gov’t Valid IDs

• 3 pcs 2x2 picture

• Marriage Cert if Spouse as co-borrower

Comprehensive insurance is required if loan is above 300 thousand pesos.

INTEREST RATE

• 2016-2020 = 1.1% int rate PER MONTH

• 2011-2015 = 1.2% int rate PER MONTH

• 2005-2010 = 2% int rate PER MONTH

3-5 WORKING DAYS PROCESS UPON COMPLETION OF REQUIREMENTS.

Qualifications

• 21-59 years old, Filipino Citizen

• Any Year model as long as vehicle is in good physical and running condition

• Remaining balance with the bank/financing institution should not be more than 30%

Basic Requirements:

• Completely filled up application form

• Photocopy of 2 Gov’t Valid IDs

• Latest Proof of Billing (Electric or Water Bill)

• 3 pcs 2x2 picture

Major Requirements:

• Photocopy of OR/CR latest

• Tin id or #

• Stencil of Engine and Chassis ( To be done by our Account Office)

• Statement of Account and Certification of Outstanding Balance from Financing Institution or Bank.

• Proof of Income (ANY OF THE FOLLOWING)

• Business Permits

• Latest COE/Latest Payslips/Company ID (if employed)

• Latest 3 months bank statement

Co-borrower needed if loan is 500k and above. (Spouse/Parent/Siblings age 21-59)

• Photocopy of 2 Gov’t Valid IDs

• 3 pcs 2x2 picture

• Marriage Cert if Spouse as co-borrower

Comprehensive insurance is required if loan is above 300 thousand pesos.

INTEREST RATE

• 2010-UP = 1.25% int rate PER MONTH

• 2000-2009 = 1.3% int rate PER MONTH

3-5 WORKING DAYS PROCESS UPON COMPLETION OF REQUIREMENTS.

CHARGES

Cash Out (fixed)

8% of amount approved which includes : CHM FEE, PN Doc Stamp, LRI, & Notarial Fee, Registration Fee, Processing Fee

DOWNPAYMENT

• Minimum of 25% = 2012- LATEST MODELS BASED ON FMV

• Minimum of 30% - 2006 - 2011 MODELS

• Minimum of 40% - 2002 - 2005 MODELS

• Minimum of 50% - 2000 to 2001 MODELS

Qualifications

• 21-59 years old, Filipino Citizen

• 2002 up models are acceptable

Basic Requirements:

• Completely filled up application form

• Photocopy of 2 Gov’t Valid IDs

• Latest Proof of Billing (Electric or Water Bill)

• 3 pcs 2x2 picture

Major Requirements:

FROM BUYER

• Tin id or #

• Stencil of Engine and Chassis ( To be done by our Account Office)

• Proof of Income (ANY OF THE FOLLOWING)

• Business Permits

• Latest COE/Latest Payslips/Company ID (if employed)

• Latest 3 months bank statement

FROM SELLER

• Photocopy of OR/CR latest

• Acknowledgement receipt of Down Payment or Reservation Letter

• Offer to Sell Form

• Photocopy of 2 Gov’t Valid IDs with 3 specimen signature

Co-borrower is needed (Spouse/Parent/Siblings age 21-59)

• Photocopy of 2 Gov’t Valid IDs

• 3 pcs 2x2 picture

• Marriage Cert if Spouse as co-borrower

Comprehensive insurance is required if loan is above 300 thousand pesos.

TRUCK LOAN SANGLA OR CR AT 1.2% MONTHLY INTEREST

SANGLA OR/CR WITHOUT TAKING YOUR TRUCK!

2-3 DAYS PROCESSING TIME.

NO COBORROWER AND NO PDC REQUIRED FOR LOAN BELOW ₱500,000

Requirements:

• Application form

• Copy of OR/CR

• Photocopy of 2 Valid Govt IDs

• Latest Proof of Billing (Electric or Water Bill)

• Stencil will be done by Account Officer

• Proof of Income (Latest 3 Months - Bank Statements and Business Permits)

INTEREST RATE IS 1.2% PER MONTH, 3-5 WORKING DAYS PROCESS UPON COMPLETION OF REQUIREMENTS.

Qualifications

• 21-59 years old, Filipino Citizen

• Any Year model as long as vehicle is in good physical and running condition

• 6-10 Wheeler trucks are accepted

• Remaining balance with the bank/financing institution should not be more than 30%

2009 and up Year model Accepted.

Basic Requirements:

• Completely filled up application form

• Photocopy of 2 Gov’t Valid IDs

• Latest Proof of Billing (Electric or Water Bill)

• 3 pcs 2x2 picture

Major Requirements:

• Photocopy of OR/CR latest

• Tin id or #

• Proof of Income (Latest 3MONTHS Bank Statement and Business Permits)

• Statement of Account and Certification of Outstanding Balance from Financing Institution or Bank.

• Stencil of Engine and Chassis ( To be done by our Account Office)

Co-borrower needed if loan is 500k and above. (Spouse/Parent/Siblings age 21-59)

• Photocopy of 2 Gov’t Valid IDs

• 3 pcs 2x2 picture

• Marriage Cert if Spouse as co-borrower

Comprehensive insurance is required if loan is above 300 thousand pesos.

Other documents may be required as needed.

INTEREST RATE IS 1.2% PER MONTH, 3-5 WORKING DAYS PROCESS UPON COMPLETION OF REQUIREMENTS.

30% Down Payment 70% amount to be financed

8% ALL IN CHARGES

Qualifications

• 21-59 years old, Filipino Citizen

• Any Year model as long as vehicle is in good physical and running condition

• Line of business should be related to trucking services

Basic Requirements:

• Completely filled up application form

• Photocopy of 2 Gov’t Valid IDs

• Latest Proof of Billing (Electric or Water Bill)

• 3 pcs 2x2 picture

Major Requirements:

FROM BUYER

• Tin id or #

• Proof of Income (Latest 3MONTHS Bank Statement and Business Permits)

• Stencil of Engine and Chassis ( To be done by our Account Office)

FROM SELLER

• Photocopy of OR/CR latest

• Acknowledgement receipt of Down Payment or Reservation Letter

• Offer to Sell Form

• Photocopy of 2 Gov’t Valid IDs with 3 specimen signature

Co-borrower needed if loan is 500k and above. (Spouse/Parent/Siblings age 21-59)

• Photocopy of 2 Gov’t Valid IDs

• 3 pcs 2x2 picture

• Marriage Cert if Spouse as co-borrower

Comprehensive insurance is required if loan is above 300 thousand pesos.

Other documents may be required as needed.