The average cost of auto insurance in Texas is $934.22 per year. The national average cost is $889.01 per year. Prices vary depending on your driving record policy type claim history and more. The number of claims filed in your zip code could also be a factor.

Germania has the best rates for most people in the state of Texas.

If you buy insurance to meet the states financial responsibility law you must buy at least the minimum amount. The current minimum liability limits are $30000 for each injured person up to a total of $60000 per accident and $25000 for property damage per accident. This basic coverage is called 30/60/25 coverage.

State-required liability or no-fault insurance coverage to cover bodily injury and property damages to others in an accident you cause. ... Comprehensive coverage which is designed to cover vandalism theft and other damages that are not the result of an accident.