Car finance claims in the UK are legal cases brought by consumers who believe they were mis-sold a car finance agreement. This typically involves agreements where the terms, interest rates, or commission structures were not clearly explained at the time of purchase. If you financed your vehicle through a dealership or broker in the last decade, you may be eligible to claim compensation for unfair or undisclosed practices.
Car Finance Claims UK
111 Cubo, The Old Post Office, Victoria Street, Derby, DE1 1EQ
Website: https://www.carfinanceclaimsuk.com
A growing number of UK drivers are discovering that they may have been overcharged on their car finance agreements due to hidden commissions or poor financial advice. In many cases, dealerships and brokers earned higher commissions by steering customers into more expensive finance deals without fully disclosing the costs or alternatives. The Financial Conduct Authority (FCA) is investigating this widespread issue, which could result in billions of pounds in compensation.
If you took out a PCP (Personal Contract Purchase) or HP (Hire Purchase) agreement through a dealer or car finance broker, you may be entitled to make a claim. Even if the agreement has ended, you can still pursue compensation if you were not made fully aware of commission arrangements or if the terms were unfair. Claims are not limited to specific car makes or models and can apply to both new and used vehicles.
Successful car finance claims in the UK can result in compensation for overpaid interest, undisclosed commissions, or financial loss due to poor advice. In many cases, claimants recover thousands of pounds. The exact amount depends on the details of the agreement and how much was unfairly charged.
Making a claim is easier than many people think. You can start by contacting a specialist claims company or solicitor that handles mis-sold car finance cases. Most firms offer free initial assessments and work on a no-win, no-fee basis. You’ll typically need your finance agreement details, payment history, and any communication with the dealer or lender.
There may be time limits on when you can file a claim, depending on when the agreement ended or when you became aware of the issue. It’s important to act quickly if you suspect your car finance agreement was mis-sold.
If you financed a vehicle in the UK and were not properly informed about the terms or commissions involved, you could be entitled to compensation. Don’t wait—check your eligibility and take the first step toward recovering what you may be owed. With thousands of drivers already making successful claims, now is the time to review your car finance agreement and take action.