Privacy Policy

Last Updated: February 2026

Introduction

At Captrix, we believe your financial data belongs to you. This Privacy Policy explains how we collect, use, store, and protect your information. We are committed to transparency, security, and giving you full control over your data.

Our Core Principles:

• We do not sell your data
  
  

• We do not show third-party advertisements
  
  

• We do not provide financial, tax, or investment advice
  
  

• We collect only what is necessary for app functionality
  
  

1. Information We Collect

We follow strict data-minimization practices and collect only essential information.

A. Account Information

When you sign in using Google, we collect limited profile information for authentication purposes:

• Name
  
  

• Email address
  
  

• Profile picture
  
  

This data is used only for identification and optional syncing.

B. User-Entered Financial Data

All financial data is entered manually by you. Captrix does not connect to bank accounts or automatically fetch financial information.

This may include:

• Income and expense records
  
  

• Budget categories and limits
  
  

• Portfolio holdings (stocks, crypto, mutual funds)
  
  

• Trade journal entries
  
  

• Planning tool inputs (such as SIP or EMI calculations)
  
  

C. Device & App Information

To ensure app stability and performance, we may collect limited technical data:

• App version
  
  

• Device operating system version
  
  

• Anonymized crash logs
  
  

This data does not personally identify you.

D. Payment Information

Captrix does not collect or store payment details such as card numbers or bank information.

All payments are processed securely via Google Play Billing.
We only receive confirmation of your subscription status.

2. How We Store Your Data

Local Storage (Default)

By default, all your data is stored locally on your device.
This means your financial information remains private and inaccessible to us unless you choose otherwise.

Cloud Backup (Premium – Optional)

If you subscribe to Captrix Premium and enable Cloud Backup:

• Your structured financial data is encrypted and stored securely on our servers (via Supabase)
  
  

• Cloud Backup allows data recovery if you change or lose your device
  
  

• No files or images are stored — only structured data
  
  

Cloud Backup is optional and user-controlled.

3. How We Use Your Data

Your data is used strictly to:

• Provide personal finance tracking and budgeting tools
  
  

• Generate analytics and insights locally on your device
  
  

• Authenticate your account
  
  

• Sync data across devices if Cloud Backup is enabled
  
  

We do not use your data for:

• Targeted advertising
  
  

• Selling to third-party data brokers
  
  

• Training public or external AI models
  
  

4. Data Sharing and Disclosure

We do not sell or share your personal data.

Limited data may be processed by essential service providers:

• Supabase – authentication and optional cloud storage
  
  

• Google – account sign-in and subscription processing
  
  

We may disclose data only if required by law or a valid legal request.

5. App Permissions

Captrix requests only essential permissions:

• Internet Access – for authentication, subscription verification, and optional cloud backup
  
  

• Notifications (optional) – for reminders or budgeting alerts
  
  

Permissions are used strictly for their intended purpose.

6. Your Rights and Control

You remain in full control of your data.

You can:

• View and edit all data within the app
  
  

• Export your data in JSON or CSV format
  
  

• Delete individual records at any time
  
  

• Use Delete All Data to erase local data
  
  

• Delete your account to permanently remove cloud-stored data
  
  

If you cannot access the app, you may request account deletion by emailing:
nandantech544@gmail.com
Subject: Delete My Account

Requests are processed within 30 days.

7. Children’s Privacy

Captrix is not intended for children under the age of 13.
We do not knowingly collect data from children.
If such data is identified, it will be deleted immediately.

8. Cookies and Tracking

• Mobile App: No cookies or third-party trackers are used
  
  

• Website: Basic cookies may be used for performance only, not for tracking or advertising
  
  

9. Policy Updates

We may update this Privacy Policy to reflect legal or product changes.
Significant updates will be communicated through the app or email.
Continued use of Captrix indicates acceptance of the updated policy.

10. Contact Us

If you have any questions or concerns regarding this Privacy Policy, contact us at:

Email: nandantech544@gmail.com