Quickly activate your Capital One card at capitalone.com/activate and start using your card in minutes.
When you receive a new or replacement credit card, you’ll need to activate it by confirming the 3-digit security code on the back. Here’s how. Make sure to download the Capital One app and enroll in online banking to continue.
If you don’t have a Capital One online account, you’ll need to create one before you can activate your card. One of the most convenient ways to enroll in online banking is through the Capital One app or website.
Once you’ve enrolled, follow the prompts to activate your card, which will include entering the 3-digit security code on the back.
If you already have a Capital One online account, you’ll need to link your new card to your username before you can activate it.
Then, follow the prompts to activate your card.
Select Profile
Select Account & Feature Settings
Select Activate a Credit Card
Select I Want to…
Under Account Settings, select Activate Card
When you receive a new or replacement credit card, you’ll need to activate it online or by phone, where you’ll confirm the 3-digit security code on the back.
You can find your 3-digit security code on the back of your card by the signature line (if applicable).
To activate your new credit card by phone, call the number provided on the adhesive, removable strip attached to your card and follow the instructions.
If you miss a step, start over by ending the call and calling the phone number on your card again.
After activating your replacement card, dispose of your old card securely.
Plastic cards: Cut through the card several times, ensuring you cut through the chip and magnetic strip to protect your personal information and prevent fraud.
Metal cards: Don’t cut your metal cards! We’ll send you a return envelope with your replacement card so that it can be properly disposed of.
Sign your replacement card.
Update recurring charges and transactions with your replacement card number.
Even though some merchants may automatically update, view your recurring merchants to prevent charge declines.