Learn how to download, install, and set up the Capital One mobile app on your phone. Secure login, card access, payments, and alerts made simple.

Want fast, secure access to your Capital One account from your phone? The Capital One Mobile App gives you everything in one place — from checking balances and paying bills to unlocking your card and getting real-time alerts.

Follow this step-by-step setup guide to get started in under 5 minutes.

✅ Step 1: Download the Official App

Make sure you download the official Capital One app (not a third-party clone).

📱 Download Links:

• Android → Google Play Store
  
  

• iPhone → App Store
  
  

Look for the app by Capital One Services, LLC.

✅ Step 2: Log In or Create an Account

Once installed, open the app.

• If you already have a Capital One account, log in using your username and password
  
  

• If you're new, tap “Set Up Online Access” and follow these steps:
  
  

🧾 You’ll need:

• Your Capital One card number
  
  

• Last 4 digits of your Social Security number
  
  

• Your date of birth
  
  

• A valid email address
  
  

You’ll be asked to create a password and verify your identity via text or email.

✅ Step 3: Secure Your Account

After logging in, Capital One will prompt you to:

• Enable Face ID or fingerprint login
  
  

• Set up 2-step verification
  
  

• Choose if you want to stay logged in or log out after each session
  
  

These settings can be changed later in the app under “Profile” > “Security”.

🔧 What You Can Do With the Capital One App

Once your Capital One mobile app is set up, you can:

• View balances and transactions to monitor real-time activity across all your accounts.
  
  

• Pay bills with just a few taps — schedule one-time or recurring payments.
  
  

• Get alerts via push notifications or email for purchases, due dates, or suspicious activity.
  
  

• Lock or unlock your card instantly if it’s lost, stolen, or you suspect fraud.
  
  

• Set up paperless billing to receive statements digitally instead of by mail.
  
  

• Contact Capital One support through built-in call or chat features for quick help.

🧠 Tips to Get the Most Out of the App

• Enable notifications so you’re alerted to charges instantly
  
  

• Use spending breakdown to track where your money goes
  
  

• Add your card to Apple Pay or Google Wallet for contactless payments
  
  

• Link external bank accounts for faster payments
  
  

📌 Related Articles

• Fix a Locked Capital One Card in 3 Steps
  
  

• Capital One Login Help – Recover or Reset
  
  

• Activate Your Capital One Card