How Long Does Approval Take at capitalone.com/applybjsdm?

When you apply through capitalone.com/applybjsdm, the approval process is often quick. Many applicants receive a decision within minutes after submitting their application, although some applications may require additional review.

Approval Process Step by Step

1. Visit capitalone.com/applybjsdm.

2. Enter your reservation number or access code if required.

3. Complete the BJ's Credit Card application form.

4. Provide your personal and income information.

5. Review your application details carefully.

6. Submit the application online.

7. Capital One reviews your information.

8. Many applicants receive an instant decision within a few minutes.

9. If additional verification is needed, the review process may take several business days.

10. Once approved, you will receive information about your new credit card account.

FAQs

Q1. Does capitalone.com/applybjsdm provide instant approval?
Many applicants receive a decision within minutes after submitting the application.

Q2. Why is my application taking longer?
Additional identity verification or application review may be required.