Getting a mortgage nowadays is getting harder and harder for the average person. There are a number of barriers that come in the way of homeowners, and due to this reason, some people have had to think outside the box to increase the viability of their purchases...

Buying your first home is a big step. But apart from the exciting part, know that the home-buying process can be a little risky, financially. Alongside paying the huge upfront down payment cost, you have to brace up for the mortgage payments, property taxes, and many other unexpected expenses.