Monthly statements and custom statements are bank-like summaries designed to meet merchant reconciliation needs, such as verifying PayPal debits and credits, consistent with company internal accounting records of transactions for that month.

The statements only report balance-affecting transactions that debit or credit to your PayPal account. Therefore, they don't include any pending transactions such as authorizations not captured, pending e-checks, or unresolved disputes.


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Each statement summarizes data from the date range specified, from 00:00:00 AM on the starting day of the date range to 23:59:59 PM on the last day of the date range. If the requested date range of a custom statement includes the current day, transaction and summary information is included as of the time stated on the webpage. You can configure the time zone from the Account Properties section on your reporting portal. Updating the time zone only affects statements generated after the change.

After requesting a statement, the row in the table automatically shows In progress. When the report is ready to download, the statement status automatically changes to Download. For custom statements, you can select Refresh after 2 minutes to check if the report is available to download.

Beneath the Activity Summary section of the statement, totals display for each Category and SubCategories for which there were transactions. To determine which transactions are within each SubCategory, refer to the T-Code Descriptions that are within that SubCategory of the Category. For more details, see Transaction event code (T-code) reference.

A chart of transaction history displays in the PDF if there are 10,000 or fewer transactions within the date range. If there are more than 10,000, total transactions, the PDF doesn't display any transactions. For monthly statements, all transactions display regardless of the number of transactions for merchants in these countries: AU, DE, ES, FR, GB, and IT.

Monthly statements in some countries automatically generate by the 10th of each month. The MIF section doesn't include statements downloaded before the auto-generation. In this case, the Download link refreshwa to provide a new PDF that includes MIF details by the 10th of the month.

A statement CSV file can contain a maximum of 150,000 records. If the report contains more than 150,000 records, the report splits across multiple files and compiles into a ZIP file. Only the file with the first 150,000 records has column names.

Essentially, when you use PayPal, the money comes directly out of the bank account linked to your account. Thus, when you use PayPal, your debit or credit card is being used as a bank account. This way, when you use it to buy things online, it shows up as an electronic funds withdrawal on your credit card or debit card statement, even though you did not physically take out cash from an ATM or visit a bank branch.

Understanding how PayPal transactions show up on a bank statement is important for managing your finances and keeping track of your transactions. PayPal transactions might show up on your bank account as a third-party vendor, e-commerce, or bank transfer. Knowing what these terms mean can help you better categorize and track your transactions. Additionally, logging in to your PayPal account and using tools like QuickBooks can make it easier to view and manage your transaction history.

As an institution of financial means are you not required to allow customers access to a running balance? Where's has this simple feature gone? And please DO NOT RESPOND with go make a custom statement BECAUSE IT'S NOT THERE!

Could you please post screen caps or more detailed instructions as to what you did to see your running balance? All I can find from searching every drop-down in every section of my account is "balance affecting," which is a totally different thing. No version of statements that are shown online or via download show a running balance.

When I was making a $100+ purchase through PayPal today, I was prompted to apply for the PayPal Cashback World Mastercard to receive a $50 statement credit after making a purchase using the card, if approved.

Hi John,

PayPal has updated things since this blog post was written. Currently in my PayPal to get to statements do the following:

-click Activity in the menu

-click the download icon to the right of the search bar

-click All Transactions under Statements

About PayPalPayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit paypal.com.

Forward-Looking StatementsThis announcement contains "forward-looking" statements within the meaning of applicable securities laws. Forward-looking statements and information relate to future events and future performance and reflect PayPal's expectations regarding the impact of this transaction on PayPal's and Paidy's financial and operating results and business, the operation and management of Paidy after the acquisition, and the timing of the closing of the acquisition. Forward-looking statements may be identified by words such as "seek", "believe", "plan", "estimate", "anticipate", expect", "project, "forecast", or "intend", and statements that an event or result "may", "will", "should", "could", or "might" occur or be achieved and any other similar expressions.

Forward-looking statements involve risks and uncertainties which may cause actual results to differ materially from the statements made, and, accordingly, readers should not place undue reliance on forward-looking statements and information. Factors that could cause or contribute to such differences include, but are not limited to, the failure to satisfy the conditions to the completion of the transaction, including securityholder and regulatory approvals in connection with the transaction, the possibility that the transaction may not be completed in a timely manner or at all , the reaction to the transaction of Paidy's customers and business partners, the reaction of competitors to the transaction, the retention of Paidy's employees, PayPal's plans for Paidy, economic and political conditions in the global markets in which PayPal and Paidy operate, the future growth of PayPal's and Paidy's businesses, and the possibility that integration following the transaction may be more difficult than expected.

More information about these and other factors that could adversely affect PayPal's results of operations, financial condition and prospects or that could cause actual results to differ materially from those expressed or implied in forward-looking statements can be found in PayPal Holdings, Inc.'s most recent Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and other filings with the Securities and Exchange Commission (the "SEC"), and its future filings with the SEC.

The forward-looking statements contained in this announcement speak only as of the date hereof. PayPal expressly disclaims any obligation or undertaking to disseminate any updates or revisions to any forward-looking statements contained herein to reflect any change in the expectations with regard thereto or any change in events, conditions or circumstances on which any such statement is based.

I am working on PayPal bank reconciliation. One of the "payment hold" in July was not released until mid-August. As a result, the "ending available balance" on the July PayPal bank statement includes an extra "payment hold," which is not part of the actual sales income/expense transaction.

I am running into an issue where PayPal is placing payments for expenses on hold and then releasing as well. The problem is that some of the releases aren't happening until the next month, so the "holds" and "release" amounts don't zero each other out. I am unable to reconcile because the PayPal statements include these as debits and credits. How should I handle this?

Hi there, I am also having this issue but I can't understand how to solve it from the information that is listed here. I can't exclude the transaction because it doesn't show up as a transaction from the paypal import. I hesitate to create a journal entry because I know that it appears on the next monthly statement as released. Other ideas? Thanks!

Surely this situation has been handled before, if you don't know the answer just get another support person on who does, stop giving us the run around. How should we categorize the hold and release lines from our paypal statement so that everything appears correctly when we reconcile?

Is it ok to show my PayPal statement along with my bank statements when I apply for a Schengen visa? I am a freelancer and I get a lot of income from PayPal. I am wondering if it would be of help if I also print my PayPal statement when applying to the embassy?

I hope you realize that printing paypal statements yourself is not evidence of anything. You could have printed into a file, edited that, and sent it to a printer afterwards. However, they might explain your financial situation.

No, there is no fee to add money to your Amex Send Account. When you add money to your Send Account, it will appear as a charge on your American Express Card billing statement. The charge is subject to the APR for purchases, just like other purchases on your Card Account based on the terms of your Card Member Agreement. This is not a cash advance. The charge to your Card does not earn any rewards.

After you send money from your Send Account, you will see the transactions within the Send tab. You will also see the transactions in your Venmo or PayPal account. Please know that you will receive a periodic statement via email with your Send Account activity. 

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