Butterfly Island

Butterfly Island Privacy Statement & Terms of Use

PRIVACY STATEMENT

Last revised: May 22, 2018

This Privacy Statement (“Statement”) describes how The Northwestern Mutual Life Insurance Company and Northwestern Mutual Life Foundation, Inc. (“we”, “us”, “our”, or “Northwestern Mutual”) accesses, collects, shares, and uses personal information through use of the Butterfly Island mobile application (“Application”).

Collection of Information

We do not collect any personal information about people who visit or use the Application (“User”). Users can access the Application without registering or providing any information to create a profile within the Application. Some personal information may be collected by Google or its partners because the Application is being downloaded from the Google Play store and used on your device. Google’s Privacy Policy is located at https://policies.google.com/privacy.

Information that is deidentified and not linked to any specific User but may be voluntarily provided by the User or automatically collected when the User downloads or uses the Application may be provided to Northwestern Mutual by Google.

Northwestern Mutual does not sell any User information to third parties. This Application does not enable unaffiliated third parties, except as set forth herein, to collect personally identifiable information about a User’s online activities over time and across different applications or websites when a consumer uses this Application.

We do not collect any information from children who use the Application.

Use of Information

From time to time, we may obtain analytical data, statistics, or other deidentified data not tied to any specific User from Google regarding this Application. Northwestern Mutual uses this information (1) to better the functionality and features in the Application; (2) to collect and analyze aggregate statistics about usage of the Application; and (3) to analyze and research the Application’s use in particular settings. Such information may be shared by Northwestern Mutual with Northwestern Mutual’s direct and indirect subsidiaries and third parties. Such information will not be used for commercial, advertising, or marketing purposes.

For Use in the United States

This Application is designed for United States audiences and is governed by and operated in accordance with the laws of the United States. While users from countries other than the United States may access the Application from the Google Play Store, we make no representations that it is operated in accordance with the laws or regulations of, or governed by, other nations. If you are located outside of the United States, you use this Application at your own risk. You hereby waive any claims relating to the processing or monitoring of your personal information in accordance with this Statement that may arise under the laws and regulations that apply to you in or of any other country or jurisdiction.

Changes and Revisions

We reserve the right to amend this Statement from time to time. Any material change to our privacy practices will be reflected in this Statement and in the description in the Google Play Store. We will indicate when changes have been made by revising the date at the top. Your use of the Application after the date of change will indicate your agreement to be bound by the changes.

For More Information

The Statement is maintained by The Northwestern Mutual Life Insurance Company. If you have any questions regarding the Statement or you believe that we may have unintentionally collected your and/or your child’s personal information, please direct any inquiries to:

Privacy Notice – Northwestern Mutual

720 E. Wisconsin Avenue, Milwaukee, WI 53202.

TERMS OF USE

Last revised: May 22, 2018

The following terms and conditions of use (the “Terms of Use”) govern access to and use of the Butterfly Island mobile application (“Application”). The Application is owned and operated by The Northwestern Mutual Life Insurance Company and Northwestern Mutual Life Foundation, Inc. (“we”, “us”, “our”, or “Northwestern Mutual”). These Terms of Use include by reference the Butterfly Island Privacy Statement.

By using the Application, or affirmatively consenting to these Terms of Use upon registration, a User consents to these Terms of Use. Continued use of the Application indicates acceptance of these Terms of Use. If you are a User under the age of 18, you represent that your legal guardian or a holder of parental responsibility has reviewed and agreed to these Terms of Service.

Accessing and Use of the Application

This Application is free to use or download. The Application does not contain features that allow you to make purchases within the Application.

Subject to these Terms of Service, Northwestern Mutual grants you a non-exclusive, non-transferable, non-sublicensable, limited right, and license to use the Application for your personal and non-commercial use. The rights granted to you are subject to your compliance with these Terms.

We reserve the right to withdraw or amend this Application in our sole discretion without notice. We will not be liable if, for any reason, all or any part of the Application is unavailable at any time or for any period.

Restrictions on Use

In any interaction with this Application, a User agrees to refrain from:

• using the Application in violation of any applicable law or regulation;

• using the Application for commercial purposes;

• unless specifically authorized by law, attempting to decompile or reverse engineer the Application;

• using language, comments, statements or terminology that can be construed as offensive, derogatory, judgmental, demeaning, humiliating, or disparaging;

• disclosing or posting any private information about others;

• linking to offensive websites, including those that are racist or which advocate violence or prejudice against any group or individuals;

• use of copyrighted material from this Application without permission; and

• engaging in any act that Northwestern Mutual deems to conflict with the spirit or intent of the Application.

Any person deemed to have violated any of the above standards may be blocked from this Application. If any violation of the above standards represents, indicates, or suggests an intent or threat to break the law, the violator’s information may be provided to the appropriate law enforcement agencies.

Copyright

The entire content included in this Application, including but not limited to text, graphics, or code, is copyrighted as a collective work under the United States and other copyright laws, and is the property of Northwestern Mutual or its licensors. The collective work may include works that are licensed to us. The User may display portions of the material from the different areas of the Application solely for the User’s own individual, non-commercial use. Further, the User’s device may temporarily store copies of such materials in RAM incidental to the User’s accessing and viewing those materials and the User may store files that are automatically cached for display enhancement purposes. No right, title, or interest in or to the Application or any content on the Application is transferred to the User, and all rights not expressly granted are reserved by Northwestern Mutual.

Any other use of the content from this Application is strictly prohibited, unless authorized by us in writing prior to such use.

Trademarks

All trademarks, service marks, and trade names of Northwestern Mutual and all related names, logos, product and service names, designs, and slogans used in the Application are trademarks or registered trademarks of Northwestern Mutual. The User must not use such marks without the prior written permission of Northwestern Mutual.

Disclaimer of Warranty

THE USER EXPRESSLY AGREES THAT USE OF THE APPLICATION IS AT THE USER’S SOLE RISK. THE APPLICATION IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. NORTHWESTERN MUTUAL EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES REGARDING DATA PRIVACY OR DATA SECURITY.

Limitation of Liability

THE USER EXPRESSLY AGREES THAT NORTHWESTERN MUTUAL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES. THE USER SPECIFICALLY AGREES THAT NORTHWESTERN MUTUAL IS NOT RESPONSIBLE OR LIABLE TO THE USER OR ANYONE ELSE FOR ANY VIOLATION OF THE RIGHTS OF ANY PARTY, INCLUDING, BUT NOT LIMITED TO, INTELLECTUAL PROPERTY RIGHTS, RIGHTS OF PUBLICITY, OR RIGHTS OF PRIVACY. IF NORTHWESTERN MUTUAL IS FOUND TO HAVE VIOLATED ANY OF THE USER’S RIGHTS, THE USER ACKNOWLEDGES AND AGREES THAT ANY DAMAGES RECOVERABLE AGAINST NORTHWESTERN MUTUAL ARE LIMITED TO THE LESSER OF THE ACTUAL, PROVEN DAMAGES OR $10.

Indemnification

The User agrees to indemnify, defend, and hold harmless Northwestern Mutual, its officers, directors, employees, agents, licensors, and suppliers from and against all claims, liabilities, judgments, awards, costs, losses, expenses, damages, and fees, including reasonable attorneys’ fees, resulting from any violation of these Terms of Use, or any activity related to the User’s account (including negligent or wrongful conduct) by the User or any other person accessing the Application using the User’s device.

Term and Termination

These Terms of Use are applicable to each User upon the User accessing the Application. We may terminate these terms and conditions, or any part of them, without notice at any time. The provisions relating to Copyrights, Trademarks, Disclaimer of Warranty, Limitation of Liability, Indemnification, and Miscellaneous shall survive any termination.

Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Wisconsin without giving effect to any choice or conflict of law provision or rule. Any legal suit, action, or proceeding arising out of or related to these Terms of Use or the Application shall be instituted exclusively in the federal courts of the United States or the courts of the State of Wisconsin, in each case located in the City of Milwaukee and County of Milwaukee. The User waives any objection or defenses to this venue including forum non conveniens.

Miscellaneous

Any cause of action or claim the User may have with respect to the Application must be commenced within one (1) year after the claim or cause of action arises. Our failure to insist upon or enforce strict performance of any provision of these Terms of Use shall not be construed as a waiver of any provision or right. We may assign our rights and duties under this Agreement to any party at any time without notice. We are entitled to recover all costs and expenses in enforcing this Agreement, including attorneys’ fees.

Changes and Revisions

We reserve the right to amend these Terms of Use from time to time. Any material change will be reflected in this document and in the description in the Google Play Store. We will indicate when changes have been made by revising the date at the top. Your use of the Application after the date of change will indicate your agreement to be bound by the changes.

For More Information

The Application is maintained by The Northwestern Mutual Life Insurance Company. If you have any questions regarding the Application, please direct any inquiries to:

Northwestern Mutual

720 E. Wisconsin Avenue, Milwaukee, WI 53202.