MoneyBook: Track Expense & Budget
Last updated: June 2026
This Privacy Policy explains how MoneyBook ("we", "our", or "the app") handles your information. By using MoneyBook, you agree to this policy.
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1. INFORMATION WE COLLECT
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a) Data You Enter
All financial data you enter — income, expenses, categories, notes, and budgets — is stored exclusively on your device. This data is never transmitted to our servers or any third party.
b) Automatically Collected Data (Ads)
This app displays advertisements served by third-party ad networks, including Google AdMob. These networks may automatically collect:
• Advertising ID (Google GAID / Apple IDFA)
• Device type, OS version, and screen size
• IP address (approximate location for ad targeting)
• App interaction data (ad views, clicks)
This data is collected by the ad network, not by us, and is governed by their respective privacy policies.
c) AI Chat Assistant
When you use the AI chat feature, your typed queries are sent to a third-party AI provider to generate responses. Do not include sensitive personal information (e.g. bank account numbers, passwords) in chat queries.
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2. HOW WE USE INFORMATION
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• We do not collect, store, or sell your personal financial data
• We do not have access to the data stored on your device
• Ad networks use collected data to serve relevant advertisements
• AI queries are processed solely to generate your requested response
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3. THIRD-PARTY SERVICES
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This app integrates the following third-party services, each with their own privacy policies:
• Google AdMob (Ads)
Policy: https://policies.google.com/privacy
• Google AI / Gemini or equivalent (AI Chat)
Policy: https://policies.google.com/privacy
You may opt out of personalised ads via your device settings:
• Android: Settings → Google → Ads → Delete advertising ID
• iOS: Settings → Privacy → Tracking → Disable
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4. DATA STORAGE & SECURITY
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• Your financial records are stored locally on your device only
• We recommend enabling the in-app PIN or biometric lock for additional security
• We do not operate any servers that store your financial data
• We cannot recover your data if your device is lost or reset
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5. CHILDREN'S PRIVACY
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MoneyBook is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has used the app, please contact us.
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6. YOUR RIGHTS
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• You may delete all app data at any time by uninstalling the app or clearing app data in your device settings
• For ad data, exercise your rights directly with the ad network (Google AdMob) via their privacy tools
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7. CHANGES TO THIS POLICY
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We may update this Privacy Policy from time to time. Updates will be posted within the app or on our store listing. Continued use of the app after changes constitutes acceptance of the updated policy.
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8. CONTACT US
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If you have questions about this Privacy Policy, please contact us at:
jayeshnarola143@gmail.com