1. Privacy Policy
Last Updated: March 27, 2026
Introduction
Budgilo ("we," "our," or "the App"), developed by Clover Studio, is committed to protecting your privacy. This Privacy Policy explains our offline-first approach and how we handle the limited technical data required for the App to function.
Data Collection & Usage
Offline-First & Private: We do not collect, store, or have access to your financial data (budgets, expenses, or categories). All data you enter is stored locally on your device using secure, encrypted libraries (Hive).
No Account Required: You are not required to create an account, and your financial information is never sent to our servers.
App Updates (Supabase): We use Supabase solely to check for mandatory or optional app updates. During this check, minimal technical data (such as your IP address) may be transmitted, but no personally identifiable information is collected.
Application Permissions
To provide its core features, the App may request the following permissions:
Internet & Network State: Used strictly to check for app updates.
Notifications & Vibration: To deliver budget reminders and alerts.
Boot Completed & Wake Lock: To ensure your reminders are accurately rescheduled and delivered after a device restart.
Your Rights & Data Retention
Because your data is stored exclusively on your device, we cannot "delete" or "access" it for you.
Control: You have full control over your data at all times.
Deletion: To delete all data, simply clear the App’s cache/data in your device settings or uninstall the App.
Contact Us
If you have any questions regarding this policy, please contact us at: alijabrismail@gmail.com
2. Terms of Use
Last Updated: March 27, 2026
Acceptance of Terms
By downloading, installing, or using Budgilo, you agree to be bound by these Terms. If you do not agree with these Terms, you must not use the Application.
Service Purpose
Budgilo is provided as a personal budget tracking tool. The Application is designed to be offline-first, meaning your financial data is stored locally and is not accessible by us. It does not provide professional financial advice.
User Responsibility
Data Security: You are responsible for keeping your device secure. Since Budgilo is an offline-first app, you are solely responsible for backing up your data.
Prohibited Use: You agree not to copy, modify, decompile, or reverse-engineer the Application. All intellectual property rights belong to Clover Studio.
Accuracy: You are responsible for the accuracy of the financial information you enter.
Limitation of Liability
The App is provided "as is" and "as available." * Data Loss: We are not liable for any data loss, as all information is stored locally on your device.
Financial Loss: To the fullest extent permitted by law, we disclaim liability for any financial losses or damages resulting from your use of the App or any technical errors within it.
Changes to Terms
We may update these terms from time to time. Your continued use of Budgilo signifies your acceptance of any revised Terms.