Privacy Policy

Last Updated: March 27, 2026

1. Introduction

Budgilo ("we," "our," or "the App"), developed by Clover Core, is committed to protecting your privacy. This Privacy Policy explains how we handle your information when you use the App.

2. Information We Collect

2.1 Personal Data

We do not collect, store, or process any personally identifiable information.

2.2 Financial Data

Budgilo is designed with an offline-first approach.

We do not collect, store, or have access to your financial data (including budgets, expenses, or categories).

All data you enter is stored locally on your device using secure, encrypted storage.

2.3 Technical Data

We may process minimal technical data strictly for functionality purposes:

• When checking for app updates via Supabase, limited technical data (such as your IP address) may be transmitted.

• No personally identifiable information is collected or stored.

3. How We Use Information

We only use data to:

• Ensure the App functions properly

• Check for application updates

• Deliver notifications and reminders

We do not use your data for tracking, analytics, or advertising.

4. Third-Party Services

Budgilo uses:

• Supabase (only for checking app updates)

No other third-party analytics, advertising, or tracking services are used.

5. Application Permissions

The App may request:

• Internet & Network State – to check for updates

• Notifications & Vibration – to send reminders

• Boot Completed & Wake Lock – to restore reminders after device restart

6. Data Storage & Security

All data is stored locally on your device.
We use secure storage mechanisms to protect your data.

However, no method of electronic storage is completely secure.

7. Data Retention

• We do not store any user data on external servers

• All data remains on your device

You can delete your data at any time by:

• Clearing the App’s storage

• Uninstalling the App

8. Your Rights

Since we do not collect or store your data:

• We cannot access your data

• We cannot modify or delete it on your behalf

You have full control over your data at all times.

9. Children’s Privacy

Budgilo does not knowingly collect personally identifiable information from children under the age of 13.

If such data is discovered, it will be deleted immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.
Changes will be reflected by updating the “Last Updated” date.

11. Contact Us

If you have any questions, contact us at:
alijabrismail@gmail.com

Terms of Use

Last Updated: March 27, 2026

1. Acceptance of Terms

By downloading, installing, or using Budgilo, you agree to be bound by these Terms of Use.
If you do not agree, you must not use the Application.

2. Use of the App

Budgilo is a personal budget tracking tool designed to operate offline.

The App does not provide financial, legal, or professional advice.

3. User Responsibilities

You agree to:

• Keep your device secure

• Maintain backups of your data

• Ensure the accuracy of the financial data you enter

4. Prohibited Use

You agree not to:

• Copy, modify, or distribute the App

• Reverse engineer or decompile the App

• Use the App for unlawful purposes

All intellectual property rights belong to Clover Core.

5. Data Responsibility

All data is stored locally on your device.

You are solely responsible for:

• Your data

• Any loss of data

6. Limitation of Liability

The App is provided "as is" without warranties of any kind.

We are not liable for:

• Financial losses

• Data loss

• Any damages resulting from use of the App

7. Termination

We reserve the right to restrict or terminate access to the App if these Terms are violated.

8. Changes to Terms

We may update these Terms at any time.
Continued use of the App means you accept the updated Terms.

9. Governing Law

These Terms are governed by the laws of Lebanon.

10. Contact Information

For support or questions:
alijabrismail@gmail.com