🛡️ Privacy Policy for Budgex

Budgex respects your privacy and is committed to protecting it. This Privacy Policy explains how information is handled when you use our mobile application.

📋 1. Information Collection and Use

Budgex does not directly collect, store, or transmit any personally identifiable information from users.

• 🚫 No Accounts: The app does not require account creation, login, or registration.

• 🔒 No Identity Data: No name, email address, phone number, or identity-related data is collected by us.

• 💾 Local Processing: All budget, expense, and financial entries are stored strictly on your device.

• 🙈 No Access: We have zero access to your personal financial records or entries.

💾 2. Data Storage

• 📱 Local Only: All user-entered data remains exclusively on your local device storage.

• ☁️ No Cloud Uploads: Data is never uploaded to any external server or cloud service managed by us.

• 🗑️ Data Removal: Uninstalling the application permanently deletes all locally stored data.

📢 3. Third-Party Services and Advertisements

Budgex displays banner advertisements via Google AdMob to support ongoing development. While Budgex does not collect personal data, Google AdMob may automatically collect and process certain device-level information to deliver relevant ads.

Information automatically collected by AdMob may include:

• 🆔 Mobile advertising identifiers (such as Google Advertising ID / AAID)

• 🌐 IP address and general coarse location

• 📱 Device information (make, model, OS version, and network connection type)

• 📊 Ad performance and interaction metrics (views, clicks, impressions)

🔗 For more information on how Google manages advertising data, visit the Google Privacy & Terms.

🌐 4. Internet Permissions

• 📶 Ad Serving Only: Internet access is used exclusively to fetch and display banner ads from Google AdMob.

• ⚙️ Offline Functionality: Core budget-tracking tools function without requiring an active internet connection.

🔍 5. Analytics and Tracking Tools

• 🚫 No Standalone Analytics: Budgex does not use third-party analytics tools like Firebase Analytics.

• 🚫 No Behavioral Tracking: No session recording, heatmaps, or behavioral monitoring tools are implemented.

💳 6. In-App Purchases

• 🆓 Completely Free: Budgex does not currently offer in-app purchases, paid features, or recurring subscriptions.

• 📝 Future Revisions: If paid digital features are introduced later, this policy will be revised accordingly.

🤝 7. Data Sharing and Disclosure

• ❌ No Sale of Data: We do not sell, rent, or trade your personal information.

• 📡 Automated SDK Delivery: Third-party sharing is limited entirely to automated device signals sent directly to Google AdMob for ad delivery.

👶 8. Children’s Privacy

• 🚸 Age Limit: Budgex is not directed toward or intended for children under the age of 13.

• 🛑 Zero Data Collection: We do not knowingly solicit or collect personal information from children under 13. If you believe a child has provided data via third-party SDKs, please contact us immediately.

🔄 9. Changes to This Privacy Policy

• 📅 We may update this policy periodically to reflect operational, legal, or regulatory updates.

• 📌 Any revisions will be published here alongside an updated effective date.

📬 10. Contact Us

If you have questions or concerns regarding this Privacy Policy, reach out to:

• 📧 Email: sajjadhssn26@gmail.com

Effective Date: September 13, 2026