Effective date: 12/12/2025
App name: Budget Tracker & Expense Manager
Contact: contact.ntnapp@gmail.com
Budget Tracker & Expense (“the App”) is a personal finance management tool that helps users track expenses, manage budgets, monitor loans and savings.
We respect your privacy and are committed to protecting your personal data.
This Privacy Policy explains what information we collect, how we use it, and your rights related to your data.
The App may collect the following types of data:
Expenses, income, budgets, categories
Savings goals, loan information (if added manually)
All financial data entered by the user is stored only on the user’s device unless cloud backup is enabled.
We may collect non-personal data for analytics and app improvement:
Device type, OS version
App usage statistics
Crash logs
Anonymous analytics (via Firebase Analytics, Google Analytics)
This information cannot identify an individual user.
If the user enables cloud backup:
Encrypted financial data may be stored in Google Drive or our secure server.
The data is used solely for backup/restore purposes.
If the App uses Google AdMob:
Ad identifiers
Approximate location (non-precise)
Ad interactions
These are collected according to Google Play User Data Policy and Google AdMob policies.
We do NOT collect:
❌ passwords
❌ bank account credentials
❌ credit card numbers
❌ biometric data
❌ precise location
We use collected data only for purposes such as:
Providing app functionality (expense tracking, budget management, backups)
Improving app performance and user experience
Analytics to understand feature usage
Showing personalized or non-personalized ads (if applicable)
Ensuring security and preventing fraud
We never sell personal data to third parties.
All personal finance data is stored locally on your device unless cloud backup is enabled.
Cloud data is encrypted during transfer and storage.
We follow industry-standard security practices.
The App may use the following services:
Google Play Services
AdMob (Google Ads)
Firebase Analytics
Google Drive API (for optional backup)
Each service has its own privacy policy.
The App is not intended for children under 13.
We do not knowingly collect personal information from children.
Users have the right to:
Delete all app data
Access or edit data stored in the app
Disable cloud backup and delete cloud data
Opt-out of personalized ads via device settings
We may update this Privacy Policy when needed.
Users will be notified via app update notes or in-app message.
If you have any questions:
📩 Email: contact.ntnapp@gmai.com