Budget Saver: Bill Tracker | Effective Date: June 27, 2026
Budget Saver: Bill Tracker is an iOS app built to help you track your bills, manage due dates, and stay on top of your personal budget — entirely on your device. This privacy policy explains what information the app handles and how it is used.
The short version: we do not collect, store, or share any of your personal data.Everything you enter in the app stays on your iPhone or iPad, period.
Budget Saver: Bill Tracker does not collect any personal information. The app does not require you to create an account, sign in, or provide any identifying details.
The following data is entered by you and stored only on your device:
Bill names and amounts
Bill due dates
Budget categories
Spending entries
This data is saved locally using Apple's UserDefaults storage and never leaves your device. It is never transmitted to any server, cloud service, or third party.
The app does not use analytics tools, crash reporting services, advertising SDKs, or any other third-party software that would collect data about you or your usage.
Because no personal data is collected, there is nothing to use beyond displaying your own entries back to you within the app. Specifically:
Your bills and budget entries are shown to you inside the app so you can track your finances.
Your due dates are used to schedule local reminders on your device (see Push Notifications below).
No data is used for advertising, profiling, or any purpose other than making the app work for you.
All data you enter is stored locally on your device using Apple's UserDefaults system. This means:
Your data is never uploaded to a server or the cloud by this app.
Your data is only accessible on the device where you use the app.
If you delete the app, all associated data stored by the app will be removed from your device.
If you back up your device using iCloud Backup or iTunes/Finder, your app data may be included in that backup under Apple's own privacy practices, which are governed by Apple's Privacy Policy.
Budget Saver: Bill Tracker may offer optional in-app purchases (such as a premium upgrade). All purchases are processed entirely by Apple through the App Store using Apple's StoreKit framework.
We never see, handle, or store your payment information, credit card details, or Apple ID.
All billing and payment data is managed solely by Apple.
For questions about a purchase, please refer to Apple's billing support.
The app can send you reminders when a bill is coming due. These notifications are local notifications — they are scheduled directly on your device and are never sent from a remote server.
No notification content is transmitted to us or any third party.
Notifications fire entirely from your device based on the due dates you have entered.
You can enable or disable notifications at any time in your iPhone's Settings app under Notifications.
Budget Saver: Bill Tracker does not integrate with any third-party services, SDKs, analytics platforms, advertising networks, or data brokers. The app contains no third-party code that could track you, profile you, or share your information with anyone.
The only external service involved in any part of the app experience is Apple itself (for the App Store, in-app purchases, and device-level notifications), all of which are governed by Apple's Privacy Policy.
Budget Saver: Bill Tracker does not knowingly collect personal information from anyone, including children under the age of 13. Since the app collects no data whatsoever, it presents no privacy risk to users of any age.
If you are a parent or guardian and have concerns about your child's use of the app, please feel free to contact us at the address below.
If we make material changes to this privacy policy, we will update the effective date at the top of this page and, where appropriate, provide notice within the app or through the App Store listing.
We encourage you to review this policy periodically. Continued use of the app after any changes constitutes acceptance of the updated policy.
You can always find the current version of this policy at:
https://sites.google.com/view/budget-saver-bill-tracker/home
If you have any questions or concerns about this privacy policy or the app, please contact us at:
Email: younglovetr@gmail.com
We are an independent developer and will do our best to respond to your inquiry promptly.