Privacy Policy

Last Updated: September 8, 2026

Budget Direct ("we," "our," or "the App") respects your privacy. This Privacy Policy explains how information may be collected, used, stored, and protected when you use the Budget Direct mobile application.

By using Budget Direct, you agree to the practices described in this Privacy Policy.

1. Information We Collect

Budget Direct is designed primarily as a budgeting and financial organization tool.

Depending on the features you use, the App may process:

Information You Enter

You may voluntarily enter information such as:

Device Information

The App may receive limited technical information required for normal operation, such as:

We do not request access to contacts, photos, microphone, or precise location unless a future feature specifically requires it and appropriate permission is requested.

2. Financial Information

Budget Direct is a budgeting and organization tool. It does not require you to provide bank account passwords, banking PINs, credit-card numbers, or online-banking login credentials for its core budgeting features.

You should avoid entering sensitive banking credentials or unnecessary confidential information into transaction notes or other free-text fields.

3. How We Use Information

Information processed by the App may be used to:

We do not use your budgeting information for purposes unrelated to providing or improving the App unless disclosed to you and permitted by applicable law.

4. Data Storage

Budget information may be stored locally on your device or through services required to provide specific App features.

If information is stored locally, uninstalling the App or clearing its data may permanently remove that information.

You are responsible for maintaining appropriate security on your device.

5. Advertising

If advertising is enabled in Budget Direct, third-party advertising providers may process limited information according to their own privacy policies and applicable advertising requirements.

If the App does not display advertisements, this section does not apply.

We will disclose relevant advertising and data-sharing practices in the App and through the applicable Google Play Data safety disclosures.

6. Analytics

We may use analytics or crash-reporting services to understand App performance and identify technical problems.

Where such services are used, they may process technical information such as device information, App version, diagnostic data, and usage information according to their respective privacy policies.

If analytics services are not used, no analytics information is collected for this purpose.

7. Third-Party Services

Budget Direct may use third-party services necessary for functions such as:

Third-party providers may process information according to their own privacy policies. We recommend reviewing the privacy policies of any third-party services integrated into the App.

8. Data Sharing

We do not sell your personal information.

We may share limited information with service providers when necessary to operate, maintain, secure, or improve the App.

We may also disclose information when required by law, legal process, court order, or to protect our rights, users, or the security of the App.

9. Data Security

We take reasonable measures to protect information processed through Budget Direct against unauthorized access, alteration, disclosure, or destruction.

However, no electronic storage or transmission method can be guaranteed to be completely secure.

10. Children's Privacy

Budget Direct is not specifically directed toward children.

We do not knowingly collect personal information from children in violation of applicable laws. If you believe that a child has provided personal information to us, please contact us so that appropriate action can be taken.

11. Your Choices and Data Control

Depending on how the App stores information, you may be able to:

Some technical information may be retained when necessary for security, legal, fraud-prevention, or legitimate operational purposes.

12. Permissions

Budget Direct only requests permissions that are necessary for its features.

You can review or change available App permissions through your Android device settings.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to the App, technology, legal requirements, or our data practices.

When we make changes, we will update the "Last Updated" date at the top of this policy.

We encourage you to review this Privacy Policy periodically.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or Budget Direct's privacy practices, please contact us through the support/contact method provided on the App's Google Play listing.


Budget Direct is an independent budgeting and financial organization application. It is not affiliated with, sponsored by, or endorsed by any bank, financial institution, insurer, or other third-party financial service.

This Privacy Policy should be kept consistent with the actual data collection, sharing, permissions, SDKs, advertising, and storage practices implemented in the App.