Privacy Policy

EMI Hisab BD – Loan Toolkit

Effective Date: 06 May, 2026

1. Introduction

EMI Hisab BD – Loan Toolkit (“we”, “our”, or “the app”) is a financial calculator designed to help users calculate loan EMI, view schedules, compare loans, and generate reports.

We respect your privacy and are committed to protecting your personal information.

2. Information We Do Not Collect

We do not collect or store any sensitive personal data, including:

• Bank account details

• NID / passport information

• Credit/debit card information

• Loan account numbers

• Personal identity data

All loan calculations are performed locally on your device.

3. Information We May Collect

We may collect limited non-personal information to improve the app:

a. Usage Data (via analytics tools)

• App usage behavior

• Screens visited

• Feature usage

b. Device Information

• Device type

• OS version

• App version

This data is collected anonymously and used only to improve app performance and user experience.

4. Advertisements

We may display ads using third-party services such as:

• Google AdMob

These services may collect:

• Device identifiers

• Approximate location (non-precise)

• Ad interaction data

For more details, please review:
👉 https://policies.google.com/technologies/ads

5. Data Storage

• All user-generated data (loan inputs, history, preferences) is stored locally on your device

• We do not upload or store your data on external servers

6. PDF Generation

The app allows users to generate and save PDF reports:

• PDF files are stored only on your device

• We do not access, collect, or share these files

7. Data Sharing

We do not sell, trade, or share your personal data with third parties.

Data may only be processed by trusted services (e.g., analytics, ads) as described above.

8. User Control

You can:

• Clear app data anytime from your device settings

• Uninstall the app to remove all stored data

• Disable ads personalization via your Google settings

9. Children’s Privacy

This app is not directed to children under the age of 13.

We do not knowingly collect data from children.

10. Disclaimer

EMI Hisab BD – Loan Toolkit is a financial calculator only.

• It does not provide loans, lending services, or financial advice

• Calculations are estimates and may vary depending on financial institutions

11. Changes to This Policy

We may update this Privacy Policy from time to time.

Any changes will be posted on this page with an updated effective date.

12. Contact Us

If you have any questions about this Privacy Policy, you can contact us at:

📧 Email: btech.creates@gmail.com