Privacy Policy for Loaf Budgeting Chrome Extension

Last Updated: [Current Date]

Overview

Loaf Budgeting ("we," "our," or "the extension") is committed to protecting your privacy. This Privacy Policy explains how we handle your information when you use our Chrome extension.

Information We Do NOT Collect

We are proud to maintain a strict privacy-first approach. We do NOT collect, store, or transmit:

• Personal Identifiable Information

• Financial account details

• Banking credentials

• Transaction data from financial institutions

• Location data

• Browsing history

• Contact information

• Device information

Information Stored Locally

The extension stores the following data only on your local device:

Budget Data

• Weekly budget amounts you set

• Expense records (amount, category, date, description)

• Custom category names

• Monthly income information (premium feature)

• Fixed expense details (premium feature)

Technical Data

• Extension preferences and settings

• UI state and user interface preferences

Data Storage Location

All your data is stored locally in your browser using Chrome's built-in storage API. Your data never leaves your device and is not transmitted to our servers or any third parties.

Data Retention

Your data remains on your local device until you:

• Uninstall the extension

• Clear your browser data

• Manually delete the data through browser settings

Third-Party Services

Stripe Payment Processing

When you choose to upgrade to premium:

• You are redirected to Stripe's secure payment platform

• We do not handle or store any payment information

• Stripe's privacy policy governs payment data processing

• Payment confirmation is handled locally without transmitting personal data

Data Sharing

We do not share, sell, trade, or transfer any user data with third parties. Since we don't collect any personal information, there is nothing to share.

Children's Privacy

Our extension is not directed at children under 13, and we do not knowingly collect any personal information from children.

Your Rights

Since we don't collect personal data, you have complete control over your information:

• Access: All your data is visible within the extension

• Modification: You can edit or delete any budget data

• Export: Premium users can export data to CSV files

• Deletion: Uninstalling the extension removes all local data

Security

While we implement appropriate security measures for local data storage, please note:

• Your data's security also depends on your device and browser security

• We recommend keeping your browser and operating system updated

• Use strong security practices for your device

Changes to This Privacy Policy

We may update this Privacy Policy periodically. We will notify users of any material changes by:

• Updating the "Last Updated" date

• Displaying a notification in the extension (if feasible)

Contact Information

If you have questions about this Privacy Policy, please contact us through the Chrome Web Store developer contact options.

Compliance

This extension complies with:

• Chrome Web Store Developer Program Policies

• General Data Protection Regulation (GDPR) principles

• California Consumer Privacy Act (CCPA) requirements

Summary: Loaf Budgeting operates on a fundamental principle of user privacy. We don't collect your data because we don't need to. Your financial information stays with you, where it belongs.

Your privacy is not a feature - it's our foundation.