Privacy Policy – Bond Calculator South Africa
Effective Date: 3 October 2026
1. Introduction
Bond Calculator South Africa (“the App”) is a financial calculator application designed to help users estimate home loan repayments, bond affordability, property transfer costs, deposits, interest payments, and other property-finance calculations in South Africa.
This Privacy Policy explains how information is handled when you use the App.
We respect your privacy and aim to minimize the collection of personal information.
2. Information We Collect
The App does not require users to create an account or provide personal information such as their name, email address, telephone number, or physical address to use its core calculator features.
Information entered into calculators, including property prices, deposit amounts, loan amounts, interest rates, income, expenses, and repayment periods, is used to perform the requested calculations.
Saved calculations and app preferences may be stored locally on your device.
We do not operate our own server to collect or store your financial calculator inputs. However, third-party services integrated into the App may process certain information as described below.
3. Local Data Storage
The App may store saved calculations, calculator settings, and user preferences on your device to provide its features.
This information is not intentionally transmitted to our own servers.
You can delete saved calculations using the available in-app controls. Uninstalling the App may remove locally stored application data, depending on your device and Android settings.
4. Advertising and Google AdMob
The App may use Google AdMob to display advertisements.
Google and its advertising partners may collect or process certain information, such as advertising identifiers, IP addresses, device information, diagnostic data, and advertising interaction information, as permitted by applicable settings, consent, and policies.
This information may be used for advertising delivery, frequency capping, fraud prevention, measurement, and other purposes described in Google's applicable privacy documentation.
We do not directly control the information collected or processed by Google AdMob.
For more information, please review:
Where required, the App will provide appropriate advertising consent options and disclosures.
5. Financial Information and Calculations
The App is designed to perform financial calculations on your device. Information entered into the calculators is used to generate estimates, including monthly bond repayments, total interest, repayment schedules, affordability estimates, and property purchase costs.
The App does not require your bank account credentials, online banking passwords, or payment card details to perform its core functions.
Financial values entered into the App should not be considered confidential from anyone who has access to your device.
6. Data Sharing
We do not sell users' personal information.
We do not operate our own service that collects calculator inputs for sale or marketing purposes.
However, third-party service providers, including Google AdMob, may process information as necessary to provide advertising and related services, subject to their applicable terms, privacy policies, and legal obligations.
If you choose to share a calculation using your device's sharing features, the information you select may be shared with the application or recipient you choose.
7. Data Security
We take reasonable steps to minimize unnecessary data collection and protect the information handled by the App.
Locally stored information remains subject to the security of your device, its operating system, and your device settings.
No method of electronic storage or transmission can be guaranteed to be completely secure.
8. Children's Privacy
The App is intended for people who need property-finance calculation tools and is not specifically designed for children.
We do not knowingly collect children's personal information through our own servers. Third-party advertising services may process information subject to their own policies and applicable requirements.
If you believe personal information has been improperly collected through a service associated with the App, please contact us.
9. Your Choices and Rights
You can choose not to enter optional financial information into the App.
You can delete saved calculations through the App's available controls and remove locally stored application data by using your Android device settings or uninstalling the App.
You may also manage advertising personalization through Google's available settings and consent options.
Depending on your location, you may have additional privacy rights under applicable law.
10. Third-Party Services
The App may rely on third-party services, including Google AdMob, for advertising.
These services operate under their own privacy policies and terms. We encourage you to review the relevant documentation to understand how they handle information.
11. Changes to This Privacy Policy
We may update this Privacy Policy when the App's functionality, advertising services, or applicable legal requirements change.
Updates will be reflected in the revised policy, together with an updated effective date where appropriate.
12. Contact Us
If you have questions about this Privacy Policy or the handling of information associated with the App, please contact us:
App Name: Bond Calculator South Africa
Contact Email: rizwanalicbc@gmail.com
By using Bond Calculator South Africa, you acknowledge that you have read this Privacy Policy.