Activating your BMO credit card is quick and secure you can complete it online at BMO.com/Activate or by phone. The process ensures your card is ready for purchases, online banking, and rewards.

Step 1: Access the BMO Activation Portal

Begin by opening your preferred web browser and visiting the secure BMO card activation website. Make sure you're using a secure internet connection to protect your personal information during the process.

Step 2: Log In to Your BMO Account

Sign in with your BMO online banking username and password. If you haven't enrolled in online banking yet, you'll need to create an account before proceeding with activation.

Step 3: Find Your New Credit Card

Once logged in, navigate to your account dashboard and locate the newly issued credit card that needs activation. Select the card to continue.

Step 4: Complete Identity Verification

For security purposes, BMO may ask you to verify your identity. Be prepared to provide information such as:

• Your credit card number

• Full name as it appears on the card

• Date of birth

• Contact details linked to your account

Accurate information will help ensure a smooth activation process.

Step 5: Activate and Confirm

Review the details you've entered and submit your activation request. After successful verification, you'll receive a confirmation message letting you know that your BMO credit card is active and ready to use.

• Secure connection: Always activate through the secure BMO site or by calling the number on the back of your card.

• Alternative method: You can also activate by phone using the automated system or speaking with a representative.

• Online banking link: If you already use BMO online banking, activation can be done directly from your account dashboard.