Card activation is an important security step that helps verify that the card has been received by the correct cardholder. Once activated, you can:

• Make purchases online and in stores

• Access your credit card benefits and rewards

• Use contactless payment features

• Manage your account through online banking

• Monitor transactions and account activity

Without activation, your new BMO credit card cannot be used for transactions.

Follow these simple steps to activate your BMO credit card online:

Step 1: Visit the Activation Website

Open your preferred web browser and go to the BMO card activation page.

Step 2: Sign In to Your Account

Log in using your BMO online banking credentials. If you do not have an online banking account, you may need to register first.

Step 3: Locate Your New Card

Once signed in, find the newly issued credit card associated with your account.

Step 4: Verify Your Information

Confirm your identity by providing the requested details, such as:

• Card number

• Personal identification information

• Security verification details

Step 5: Complete Activation

Follow the on-screen instructions and submit your activation request. After successful verification, your card will be activated and ready for use.

After activation, you can enjoy several cardholder benefits, including:

Convenient Payments

Use your card for online shopping, in-store purchases, and recurring payments.

Rewards Programs

Depending on your card type, you may earn points, cashback, or travel rewards on eligible purchases.

Enhanced Security

BMO provides advanced fraud monitoring and security features to help protect your account.

Digital Account Management

Monitor transactions, check balances, review statements, and make payments through online and mobile banking services.

• Keep your card handy to enter details accurately.

• Ensure you’re on the official BMO website to avoid phishing scams.

• If you encounter issues, call BMO’s customer support at 1-800-263-2263 for assistance.

Activating your BMO credit card online is the fastest way to get started. With BMO.com/Activate, you can enjoy peace of mind knowing your card is secure and ready to use. Whether you’re shopping online, paying bills, or earning rewards, activation is the first step toward unlocking all the benefits your card offers.