Pricing

FREE Statement Review

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Understanding Credit Card Fees

Merchant Statement fees (account Maintenance)
1. Per occurrence fees (charge back, retrievals, etc)
2. Standard processor- fix required network fee (fixed and ~$2-9)
  1. COMP SVC (compliance fee)- charged to residuals, can pass to merchant, but must tell them
  2. Translink Fee- if want access- can opt out
  3. Paper statement fee- can opt out
  4. Deed of breach fee- can opt out- but must call processor
3. Clover
  1. Transfer armor fee- can’t be removed
  2. Regulator product fee- compliance, can opt out of after first month (send email to paybotx)
Processor Markup fee
1. This is the merchant processing agreement % - listed as a discount on Merchants monthly statement. Deducted on a daily basis
Compliance / Regulation fees (required for Data security)
1. PCI compliance fee. Can be charged to merchants, our residuals, or combo
Interchange fee
1. CC companies set for processing- twice annually- Can be eliminated with the cash discount program
High-Risk Fees
1. Smoke Shop is a high risk—> $100 / mo.
2. Enhanced High Risk (Merchant with a Tin but not a SSN)- $350 min mo fee or $500 cxl fee (ETF)- 2 year agreement
3. Higher category would be a smoke shop + enhanced high risk- $200 application fee
Software

Clover (cannot waive, billed directly from Clover)
1. Lite Bundle (Simple Menu/Ability to Charge) 19.99 per month + 19.99 for the cash discount on the device / 15.00 per additional device
2. Retail (Menu, full Clover features) 54.99 per month + 19.99 for the cash discount on the device / 15.00 per additional device
3. Quick Service/ Counter Service (Menu, more modifier options, full clover features) 54.99 per month + 19.99 for the cash discount on the device / 15.00 per additional device
4. Full-Service Restaurant/ Bar (Ability to authorize cards, table layout, full clover features) 84.99 per month + 19.99 for the cash discount on the device / 15.00 per additional device
Online Gateway Monthly Fees
1. Valor Gateway - $49.95 one-time activation - $10.00 monthly
2. Dejavoo Online Invoicing Virtual Cart - $49.95 - $10.00 monthly
3. Dejavoo DejayPayPro POS- $120.00 First month activation plus shipping - $75.00 monthly after first month / 35 per additional register
4. Authorize.net - $49.00 one-time activation - $15.00 monthly. 0.05 transaction fee & .05 batch fee
5. USAePay - $49.95 one-time activation fee - $15.00 monthly .02 transaction fee (after 250 transactions)
6. Wireless/LTE Fees- $50.00 one-time activation - $15.00 monthly
7. Monthly Minimum Fees

Tiered- 3 tiers (each with a separate rate) based on card type and transaction method
Flat Rate- single fixed % fee
Pass Thru (aka interchange plus)- interchange fees and processors markup- Merchant pays interchange rate plus small, transparent mark up

Merchants choice based on types of cards and transactions, specific needs and volume.
Paybotx does not price blindly on traditional pricing structures. Require min of one month processing statement, because: 1- Do not want to overprice the account/quote a higher rate than current. 2- Make sure paybotx/us are not losing money

Cash discount- Cash discount pricing builds credit card processing fees into the listed price and then offers customers a lower price for paying with cash, allowing businesses to maintain their desired profit without absorbing card fees.

Hardware Payment Options:

1- Advantage Plan Rates (Loan)

Standard Terminals & Pinpads: 20.00 per unit per month

Wireless Terminals: 40.00 per unit per month

Clover Mini & Flex: 73.00 per unit per month (email the office for details)

Clover Station: 145.00 - 195.00 per unit per month

Dejapay Pro POS: 80.00 per month (email the office for details)

2- Buy Outright:

Pay full upfront through online invoice

Invoice up to 5 days after arrival - RECOMMENDATION

Split pay into 3 equal payments

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