Lowest Fee Crypto Exchange in 2025 (OKX Referral Code: SUPER20OFF)

If you're an active trader, exchange fees can quietly eat up a chunk of your returns. A 0.10% fee might sound tiny, but after dozens of trades it adds up fast. Maybe you've noticed your profits shrinking even when your calls are right, or you're hunting for a platform that won't nickel-and-dime you on deposits and withdrawals. This guide breaks down which exchanges actually deliver low fees in 2025, what hidden costs to watch for, and how to keep more money in your pocket with every trade.

Which crypto exchange has the lowest fee?

For straight spot trading, Binance.US sits at the top with a flat 0.10% fee, and they even offer 0% on select BTC pairs. If you want zero commission no matter what, Robinhood's model looks great on paper—though their spreads run around 0.40% on major pairs, so you're still paying in a different way.

We dug into the numbers on popular US-accessible platforms. We checked maker/taker percentages, looked at real BTC-USD spreads, factored in ACH deposit costs and crypto withdrawal fees, and noted any volume discounts or native-token rebates. A tight fee structure can save serious traders thousands per year, so it's worth getting the details right.

Crypto exchanges with low fees

Here's the rundown of platforms that keep costs down:

Binance.US – Flat 0.10% trading fee, zero-fee BTC pairs available

Robinhood Crypto – Commission-free trades; independent data shows BTC-USD spreads usually land around 0.3%–0.4%

Kraken Pro – Scales down to 0% maker / 0.10% taker once you hit $10M monthly volume

Coinbase Advanced Trade – Starts at 0.40% maker, 0.60% taker for up to $10k monthly volume; maker rebates kick in and fees drop to 0% maker / 0.05% taker above $500M

BYDFi – 0.10% spot, 0.02% / 0.06% futures

Bitstamp – 0% maker/taker below $1k monthly volume, then 0.30% up to $10k; fee falls back to 0% once you cross $20M

KuCoin – 0.1% base rate, 20% discount when you pay fees in KCS

If you're exploring alternatives beyond centralized venues, OKX offers competitive spot and futures fees with deep liquidity across hundreds of pairs. Their tiered VIP structure rewards volume, and paying fees with OKX's native token unlocks further discounts—making it a solid pick for traders who want flexibility and low overhead.

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Also worth noting: if you're curious about DeFi, decentralized exchanges eliminate custodial risk but introduce slippage and gas fees, so weigh those trade-offs carefully.

Fees by crypto exchange

Remember that fee schedules shift—sometimes monthly, sometimes after regulatory updates. Always double-check the exchange's official fee page before moving significant capital.

What fees do crypto exchanges charge?

Trading fees

These are the percent-based maker/taker charges or fixed spreads applied every time an order fills.

Why trading fees matter: Even a 0.10% fee on both sides means you're down 0.20% per round trip. Do that fifty times in a choppy market and you've surrendered 10% of your profit before you realize it.

Deposit fees

Fiat ACH or SEPA – Usually free at Binance.US, Kraken, and Coinbase

Wire transfer – Expect $10–$20 inbound at most platforms

Crypto deposits – Generally free; some ERC-20 tokens may trigger a small smart-contract surcharge at Bitstamp

Withdrawal fees

Fiat ACH – Free at Coinbase; $4 flat at Kraken

Fiat wire – Typically $15–$25

Crypto withdrawals – Network fee only on Binance.US and KuCoin; fixed markup (like 0.0005 BTC) on Bitstamp

Interest, borrowing, and liquidation fees

Kraken margin interest starts at 0.01% per four-hour window. If you get liquidated, tack on a 0.25% penalty of the position's notional value. Futures and margin traders should factor these into their risk model.

Tips for lowering crypto exchange fees

Pay fees in the platform's native token – BNB, KCS, and similar tokens often unlock discounts of 10%–25%

Use limit orders to earn maker rebates – Pro tiers reward you for adding liquidity; market orders cost more

Consolidate volume on one venue – Climbing VIP ladders faster means lower fees and sometimes exclusive perks

Withdraw in stablecoins on cheap networks – Polygon or other low-cost chains beat ERC-20 ETH every time

When you're managing costs across multiple strategies, every basis point counts. OKX's tiered fee model scales with your volume, and their withdrawal fees stay reasonable even during network congestion—ideal if you move funds frequently or run arbitrage plays.

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Taxes and low-fee crypto exchanges

Lower fees trim your cost basis a bit, but they don't erase tax obligations. The IRS treats each trade as a taxable event. Maker rebates? Those count as income at fair market value the moment they're credited. TokenTax pulls CSV or API data from all the exchanges listed above, auto-tracks fee deductions, and spits out Form 8949 and Schedule D in minutes—so you can focus on trading instead of spreadsheet hell.

And if privacy matters to you, look into no-KYC exchanges, but remember that US traders face reporting rules regardless of the platform's verification process.

Conclusion

Choosing a low-fee exchange isn't just about the headline rate—you need to weigh spreads, deposit and withdrawal costs, margin interest, and how volume tiers affect your real cost per trade. Binance.US, Robinhood, Kraken Pro, and Coinbase Advanced Trade all offer competitive structures depending on your volume and style. For traders who want a balance of low fees, deep order books, and flexible product options, OKX remains a top choice—especially with code SUPER20OFF giving you a permanent 20% fee reduction. Compare the numbers, factor in your trading frequency, and pick the platform that keeps more profit in your account.