Impact of Modification on Bike Insurance

Generally, youth are more prone to modification in their bikes. Modification can be of different types. As per the norms, all the changes that are made to the bike which are not mentioned in the RC of the bike or are not offered by the manufacturing company of the bike will be known as modifications. It can be a change of colour, replacing the registered silencer, sidecar, gas kit, etc.

The modifications are good in case it reduces your efforts. But in some cases, it is seen that modification becomes illegal. To make any modification legal you have to register the changes made by you in the RC and bike insurance too.

It is crucially important to register the modification made in the bike insurance policy. Otherwise, you will not be able to file the claim on the bike as the insurance policy. This is a simple process to register the modification under the policy.

· Make changes in the RC of the bike modification by visiting the RTU office.

· Inform the insurance company about the modification.

· Submit the required documents like Invoice, RC etc.

· A surveyor will survey your bike and its modification.

· In the end, they will provide you with an endorsement letter, which will be valid proof of the acceptance of the modification.

The impact of modifications on the bike insurance is making your premium slightly higher and the process becomes a little longer for the first time. Furthermore, it is important to mention the changes to the insurance company in order to file the claim in a needed condition.