Best Refer And Earn Apps To Earn UNLIMITED Money In 2021

Back in 2019, just like you, I was searching for online money-making applications. Being a student, I hoped that the referral apps will help me make some pocket money. But I was wrong!

The refer and earn applications that I discovered helped me earn a fortune. In just 6 months, I made over 50,000 INR just through the best refer and earn apps that spanned across categories like trading apps, sports fantasy apps, and UPI apps.

Here is a list of the top refer and earn apps that give you free money for each referral. These are the best refer and earn apps to make money in 2021.

Go get your money!

Table Of Contents

5Paisa Referral Program - Video Tutorial

This is one such stock trading refer and earn app similar to Upstox. Here you can invite your friends, family members, and relatives to make tons of referral money.

For the initial referral, you'll get 500 INR and for the subsequent referrals, you'll be getting 250 INR each.

Read 5Paisa detailed review

Steps To Earn Money With This Refer And Earn App

  • Download the 5paisa mobile app.

  • Sign up by entering your details.

  • Apply the coupon code AFSA161 for getting 250 INR instant sign up bonus.

  • Upload documents like pan card, signature, etc.

  • Provide your bank details for withdrawing the money.

  • Complete Aadhar Verification.

Once you're done, they'll activate your account within a day. After that, you can start referring people and can withdraw your money directly to your bank account.

Referral Code (Get 1100 INR On Sign Up Using This Code)


Proof Of Payment (Click on the proof and sign up)

Upstox Referral Program - Video Tutorial

This is one of the best-earning apps to earn lots of money. All you have to do is download the Upstox app and sign up. Follow the instructions and verify your profile.

Once it's done, you can refer to anyone and get INR 1200 for each person who accepts your invite and starts an account.

This is going to take some time to complete your account verification, but it's totally worth it!

Read Upstox Refer And Earn Detailed Review

Steps To Earn Money With This Refer And Earn App

  1. Download and install Upstox App.

  2. Enter your basic details and Sign Up.

  3. Use the referral code - 736352 to get 1000 INR sign up bonus

  4. Have your Aadhar card, PAN card and your bank passbook scanned copies for uploading and verifying.

  5. Complete OTP verification for your Aadhaar card.

Once you do this, your account will get verified within a day or two and you'll get 1200 INR which is directly transferrable to your bank account which you linked. Upstox changes its referral money time-to-time, so download it fast.

Use this id- 736352 and win up to 1000 INR sign in bonus.

NOTE- PAN CARD IS MANDATORY. If you don't possess a Pan Card apply for one from here. Upstox sign-up used to be free, but now its cost is 249 INR. You can join and refer one person to get a profit quickly.

Referral Code (Extra Bonus)


Proof Of Payment (Click on proof to sign up)

ShareChat Referral Program - Video Tutorial

ShareChat is an Indian application where you will find tons of funny videos, video status, love songs, and devotional songs to download. There is also an in-built stranger chat feature where you can search for strangers and make them your friends.

Recently, ShareChat launched their referral program in which you will get 40 INR for every person who signs up using your referral link. There is no limit up to how much you can make using the app.

Steps To Earn Money With This Refer And Earn App

Referral Code (Extra Bonus)


Proof Of Payment

Google Pay Referral Program - Video Tutorial

Here's another money-making app through referral. Invite your family, friends, and relatives for easy money with Google Pay. This is one of the best UPI refer and earn apps I've ever come across. You'll get 81 INR and they'll get 21.

Steps To Earn Money With This Refer And Earn App

  • Open an account using Google Pay.

  • Go to the section Invite friends.

  • Invite using your referral code on Facebook, Whatsapp, Instagram, and whatnot!

  • It will look something like this-

  • Enjoy your free money..!

Referral Code (Extra Bonus)


Proof Of Payment

PhonePe Referral Program - Video Tutorial

Phonepe is one of the best apps to earn a few bucks for free. Cool? Wait, there's more coming up!

Steps To Earn Money With This Refer And Earn App

  • Download PhonePe App and create your account and add your bank account.

  • After successfully adding a bank account, make a UPI PIN.

  • After that go to the Refer and Earn section.

  • Now share your PhonePe Referral link with your friends.

  • The time when your friend will join the PhonePe app and make his first transaction of Rs.150

  • You will get Rs.100 and your friend will earn more than Rs.1000.

Referral Code (Extra Bonus)


Proof Of Payment

6. Zerodha - Refer And Earn 300 Reward Points

Zerodha Referral Program - Video Tutorial

Zerodha is a popular trading and investment platform that I personally use for investing in the stock market. It is also one of the smoothest trading platforms in India. Their refer and earn window will give you 300 reward points plus 10% of your leads brokerage.

Steps To Earn Money With This Refer And Earn App

  • Download ZerodhaApp

  • Verify your documents and get approved

  • Get your referral link from the refer and earn section

  • Earn 300 reward points for every referral

Proof Of Payment

Paytm Referral Program - Video Tutorial

Paytm is a popular digital payment application that you can use to make payments to other online partner applications such as Uber, Swiggy, Flipkart, etc. You can book train tickets, do recharges, pay for shopping, and make bill payments all by staying within your home. They have a referral program where you can earn Rs. 100 per person when they make an online payment of at least Re. 1

Steps To Earn Money With This Refer And Earn App

  • Download the Paytm app by clicking here

  • Signup/ Login to your Paytm account using your mobile number

  • Fill in details and link your bank account

  • Transfer 1 INR to any UPI to get instant 100 INR cashback

Referral Link (Extra Bonus)

Proof Of Payment

Amazon Pay Referral Program - Video Tutorial

Amazon Pay UPI is one of the most popular and trusted UPI payment applications in India. You can earn 31 INR for referring a friend and the friend will earn 50 INR. It's a win-win referral program.

Steps To Earn Money With This Refer And Earn App

  • Download or update your Amazon app

  • Signup/ Login to your Amazon account

  • Fill in details and open your UPI

  • Transfer 100 INR to any UPI to get instant 100 INR cashback

Referral Code (Extra Bonus)


Proof Of Payment

CashKaro Referral Program - Video Tutorial

CashKaro is an online shopping app that offers Rs. 50 per signup. You can earn upto 1000 INR cashback from for the purchases you make for a month.

If you refer a person, you'll get 10% of their cashback. That is if you refer 20 people and they each get 1000 INR, 10%*20*1000=2000. You get to keep 2000 INR.

You can earn unlimited money with this refer and earn scheme.

Steps To Earn Money With This Refer And Earn App

  • Download the app.

  • Sign up using your email id.

  • Login to your profile and click on refer and earn.

  • Ask your friends to make their regular purchases through this app.

  • Enjoy your cashback and earnings!

Referral Code (Extra Bonus)


Proof Of Payment

10. Groww App - Refer And Earn Rs. 100

Groww App Referral Program - Video Tutorial

Groww App is another fastest-growing investment platform in India. It began its journey as a mutual fund platform and has been growing faster ever since. Groww has a reliable refer and earn program that rewards 100 RS. for every successful customer you refer the app to.

Steps To Earn Money With This Refer And Earn App

  • Download Groww App

  • Verify your documents and get approved

  • Get your referral link from the refer and earn section

  • Earn Rs. 100 for every referral

Proof Of Payment

11. Earn Talktime- Refer and Earn 175

Earn Talktime Referral Program - Video Tutorial

Earn Talktime is an exceptionally famous application for procuring free talk time. This assists you with canning uninhibitedly revive each day. To gain cash from Earn Talktime you can download some applications, filling overviews, welcoming companions to acquire ETT balance. Furthermore, you can buy shopping vouchers, portable revive, DTH Recharge and postpaid bill instalment.

Additionally, you can check live cricket scores and match scoreboard in ETT App. Not just this, as you earn cash, you can watch exciting videos, socialize, read news and so on.

Right now, Earn Talktime gives uber offers in which you can acquire up to Rs.175 through alluding and gain program. How about we know how?

Steps To Earn Money With This Refer And Earn App

  • Download the Earn Talktime app from here

  • Login using your mobile number

  • Sign up and instantly get 50 INR

  • Read gossips and refer to friends to earn more money

Referral Code (Extra Bonus)


Proof Of Payment

12. OYO - Refer and Earn 500

OYO Referral Program - Video Tutorial

Admit it, we all love taking sometime off, going out and enjoying with our loved ones. Now, the next time you go why don't you stay for free?

Earn Rs. 500 for installing this app using a referral and Rs. 200 for referring this app to anyone. This is the best app to make money without making much effort.

Steps To Earn Money With This Refer And Earn App

  • Install the app from here.

  • Type in the code AFSAAMJ29M.

  • Create an account.

  • Refer and enjoy your money..!

Referral Code (Extra Bonus)


Proof Of Payment

HELO Referral Program - Video Tutorial

This is one of the best refer and earn apps available. This is a popular social media app with more than 100M+ downloads.

You will get 50 INR on each referral and can get up to INR 350 if your friend opens the app for the first 15 days consecutively. You can redeem your rewards on Paytm.

Steps To Earn Money With This Refer And Earn App

  • Download Helo App.

  • Login using your mobile number.

  • Share using your referral ID.

  • Install and log in on your friend's mobile number.

Referral Code (Extra Bonus)


Proof Of Payment

14. MPL Pro Gaming App-Refer and Earn Upto 1000

MPL Pro Referral Program - Video Tutorial

MPL Pro Gaming App allows you to play for real money. If you are good at a game then this app is the right choice for you. Now there is an INR 50 joining bonus for downloading MPL.

Plus, you can refer and earn INR 75 for each referral you make. There is no limit as to how much money you can make with this app through gaming.

Steps To Earn Money With This Refer And Earn App

  • Download the MPL Gaming App

  • Go to the refer and earn section

  • Copy your code and share it with your friends

  • You'll receive 50 INR as a cash bonus on each successful referral.

Referral Code (Extra Bonus)


Proof Of Payment

RozDhan Referral Program - Video Tutorial

Rozdhan is one of the highest-paid apps, it also offers daily news content and entertainment. You can earn money by registering, inviting friends, reading and sharing articles, playing games, using this app every day, etc. This money-making app offers a signup bonus of Rs 50, and you can also play and win free Paytm money.

Steps To Earn Money With This Refer And Earn App

  • Download the RozDhan app first.

  • After clicking the given button, this kind of interface will open in front of you. Simply put, here you just need to click the "Log in to win" option. After that, you will go directly to the Play Store and install the app from there.

  • Please keep this in mind: to get Rs.50 in your account immediately after registration, you need to go to the Play Store from the link we provide.

  • Once you install this application on your phone, you will need to create a new account.

  • You can use your mobile number, Facebook, or Twitter to create a new account.

  • After creating an account, you will receive a registration bonus of 50 rupees.

Referral Code (Extra Bonus)


Proof Of Payment

TaskBucks Referral Program - Video Tutorial

TaskBucks is an online money-making application. It is compatible with Android and iOS operating systems. Taskbucks is used for mobile recharge, data recharge, and post-paid mobile bill payment. The TaskBucks application provides its users with the opportunity to make money by completing many tasks.

Steps To Earn Money With This Refer And Earn App

  • Complete some tasks

  • Invite friends and get referral rewards

  • Participate in daily contests to win free mobile recharge

  • You can get 25 rupees for each referral. First, you need to download the task bucks application from the given button.

Referral Code (Extra Bonus)


Proof Of Payment

BigCash Referral Program - Video Tutorial

BigCash is a popular money-making application where you'll get coins(points) when you complete certain tasks like playing games, completing surveys, installing applications, etc.

Once you reach 2500 coins, you can redeem it for $15 PayPal cash out.

Steps To Earn Money With This Refer And Earn App

  • Download BigCash App

  • Open the app and log in using Facebook and you'll receive INR 10 instantly

  • Enter your mobile number in case you want to cash out through Paytm.

Referral Code (Extra Bonus)


Proof Of Payment

Mall91 Referral Program - Video Tutorial

Mall91 is a social commerce platform that offers a refer and earn feature which you can use to earn INR 6 for every referral.

Steps To Earn Money With This Refer And Earn App

  • Download Mall91 app

  • Login using your mobile number

  • Fill in your details

  • Invite friends and enjoy rewards

Referral Code (Extra Bonus)


Proof Of Payment

19. Pocket Money - Refer And Earn 160

Pocket Money Referral Program - Video Tutorial

With Pocket Money earning money has become so easy. Its refer and earn feature allows you to earn up to 150 INR per refer.

Steps To Earn Money With This Refer And Earn App

  • Download Pocket Money app

  • Signup/ Login

  • Go to refer and earn section

  • Refer to your friends and earn money

Referral Code (Extra Bonus)


Proof Of Payment

mCent Browser Referral Program - Video Tutorial

The Mcent browser is the same as other normal browsers like Google Chrome, UC, and Firefox.

mCent is the world's first free recharge navigator, allowing you to recharge up to Rs 199 for talk time and data. Plus, you can also pay for postpaid plans.

You can also get many rewards by using this browser at the same time.

Steps To Earn Money With This Refer And Earn App

To do this, you just need to register a new account, visit your favorite websites, read the latest news, and find anything in the search bar. You can earn points by completing these tasks, which you can convert to money.

The more points you earn, the more benefits you will get from this application.

Referral Code (Extra Bonus)


Proof Of Payment

21. VOONIK-Refer and Earn 50

VOONIK Referral Program - Video Tutorial

Voonik is an online shopping app where you can choose over unlimited collections of menswear, womenswear, kidswear and a lot more!

Now Voonik is providing a refer and earn the chance of INR 50 per referral and your friend will get INR 75 when they accept the referral.

Steps To Earn Money With This Refer And Earn App

  • Download the Voonik app from the given link

  • Register your account email and phone number

  • After successful registration, click on the profile icon, and tab on Refer and Earn

  • After that copy your Referral code or share your Referral link with your friends

  • When the download the app from your link

  • You’ll get Rs.50 or when they enter your referral code to the Refer and Earn section

  • They’ll also get Rs.75

Referral Code (Extra Bonus)


Proof Of Payment

Frequently Asked Questions And Answers

  1. Which app gives the highest refer and earn?

Comparatively, Upstox gives the highest referral money of 1000 INR per person (only if you join their partner program). No other applications will give you such a refer and earn amount. The only app that comes close to Upstox in referral money is 5Paisa, offering a sum of 500 INR per person.

2. How can I get free referrals on refer and earn apps?

There are tons of ways you can get free referrals online. Join Facebook groups with people who may be interested in your affiliate app. Post your links and attract visitors. Create ads on ad posting website like Olx, Craigslist, etc.

3. How can I get referrals fast?

One thing that worked for me was offering a small commission to my referred audience. That way a lot of them converted well and I made significant referral income.

4. How do you earn from refer and earn? (How Refer And Earn Works?)

Every application wants more users on its platform. To do this, they'll combine marketing with advertising. Various applications have found out that adding in a referral program will make them grow faster, get more downloads, and eventually make more money. Refer and earn features of such applications allow you to earn a part of the income the applications generate from each referral. That's how refer and earn works.

5. Which apps give real referral money?

Every application mentioned in this article pays you real referral money. 5Paisa and Upstox are the highest-paying referral applications as they are stock trading platforms.

6. How to withdraw money from refer and earn apps?

Once you reach a threshold value of referral income, you can navigate to the refer and earn section of each referral apps and click the withdraw option to withdraw your referral amount.

Thank you for viewing the Best Refer and Earn Apps of 2021. I hope that you liked the content. Share with your friends so that they also may benefit from it.

Go make some money!!!