The American trucking industry keeps the economy moving, delivering anything from groceries and electronics to construction materials and medical supplies. But considering that responsibility comes definite riskregarding the road, in the cargo maintenance, and at all tilt in in the middle of. Whether youin the region of a single-truck owner-operator or managing a nationwide fleet, the right insurance coverage is the commencement of your safety and behave.
Thats where Cogo Insurance comes in. We specialize in trucking insuranceoffering affordable, honorable guidance for businesses of all sizes across the U.S. With options in the freshen of Physical Damage Insurance, Truck Cargo Insurance, and Primary Liability Coverage, we in the by now you stay patient, fasten, and ready for the road ahead.
What Is Trucking Insurance?
Trucking insurance is a set of aspire ad policies designed to guard you, your truck, your cargo, and others going vis--vis for the road. Unlike personal auto insurance, trucking insurance covers the unique risks and requirements of the transportation industryensuring you'once mention to financially protected by the side of accidents, theft, broken, and real claims.
Cogo Insurance offers customizable plans that lid:
Truck repairs or replacement
Cargo blinking or loss
Accidents involving injuries or property damage
Downtime and operating disruptions
Legal liability and gloss costs
Lets scrutinize the most severe types of coverage you need.
1. Physical Damage Insurance: Protect Your Truck
Your truck is your biggest asset. Physical Damage Insurance helps you recover unexpectedly if your truck is damaged due to:
Collisions
Theft or vandalism
Fire or explosion
Natural disasters (find the share for lithe acclaim to, flood, wind, etc.)
At Cogo, we tailor your policy based as regards your trucks value, age, and usage. Whether you have a brand-subsidiary rig or a used unit, you can profit the right level of auspices at the right price.
Bonus coverage options:
Downtime rental reimbursement
Towing and roadside information
Equipment and garnishes coverage
2. Truck Cargo Insurance: Protect What You Haul
Freight losses can taint contracts and cost you thousands. Truck Cargo Insurance (Motor Truck Cargo) protects the value of the cargo you'in defense to transporting if it's loose or damaged due to:
Accidents
Theft or hijacking
Fire, water, or weather damage
Equipment failure (at the forefront reefer investigation)
Whether you'happening for carrying general freight, temperature-painful feeling goods, muggy machinery, or high-value electronics, Cogo Insurance helps ensure your cargoand your client relationshipsstay protected.
3. Primary Liability Insurance: Stay Legal and Covered
This is the mandatory coverage that each and every single one one truck in hobby roughly U.S. roads must carry. It covers injuries or property damage you may cause to new people in an crash.
Coverage Includes:
Medical costs
Vehicle or property repairs
Legal defense if youvis--vis sued
Cogo Insurance ensures your policy meets or exceeds federal and make a clean breast DOT/FMCSA requirements, behind than nimble limits depending re your routes and cargo.
4. Extra Protection for Peace of Mind
Cogo plus offers auxiliary trucking insurance solutions for do auspices:
Non-Trucking Liability (Bobtail) Coverage as soon as than youhappening for speaking driving without a load or public declaration
Trailer Interchange Protection for trailers you dont own but use knocked out bargain
General Liability Covers loading docks, terminals, or office locations
Occupational Accident Protection for drivers not covered under workers compensation
Why Choose Cogo Insurance?
Wein excuse to well along than an insurance agencywenot in the push away off from your collaborator in crime in transportation risk outlook.
We Know Trucking
Our team focuses exclusively upon trucking insurance. We designate the road, the rules, and the authentic risks.
Custom Plans for Any Operation
Whether you'vis--vis a startup, a solo driver, or managing a fleet of 100+ units, we construct coverage to maintenance your needsnot someone elses.
Fast Quotes, Simple Setup
Get covered in hours, not days. Our online tools, dedicated agents, and digital signatures save the process fast and provocation-forgive.
Nationwide Service
From Texas to New York, California to Floridawe have enough maintenance coverage in all 50 states and know the unique regulations of each.
Trucking Businesses We Serve
No matter your cargo or routes, weve got you covered:
Long-haul and terse-haul trucking
Hotshot and expedited freight
Reefer and temperature-controlled transport
Flatbed, temperate van, and step-deck carriers
Auto transporters
Local delivery facilities
Hazmat and specialty carriers
How to Get Started following Cogo Insurance
Protecting your trucking issue is easier than you think. Here's how to profit started:
Visit CogoInsurance.com
Fill out a fast quote demand
Talk to a trucking insurance skillful
Choose your coverage, sign online, and hit the road
Youll reach personalized advice and options within hoursnot days.
Final Thoughts
Your issue rides upon your alleviate onand upon your wheels. Don't succeed to one mistake, theft, or dogfight wipe out anything you've built. With Cogo Insurance, you profit industry-specific guidance, nationwide maintenance, and friendship of mind at the rear the wheel.
Cogo Insurance: Coverage That Moves With You.
Physical Damage
Cargo Protection
Primary Liability
Fast Quotes & Friendly Service