B

A temporary proof of coverage provided to the insured until the permanent copy is available. In most cases, binders are only good for 30 days. 

If an insured person is legally liable for an accident, BI coverage pays for injuries/death to people involved in the accident other than the insured driver. BI also pays for legal defense costs if the insured is sued.

Similar to an AGENT, a broker sells insurance policies; although typically works for multiple insurers rather than just one. Similar to an AGENT, a broker sells insurance policies; although typically works for multiple insurers rather than just one.