Privacy Policy for BankRate

Last updated: August 22, 2026

Effective date: August 22, 2026

This Privacy Policy describes how BankRate (“we,” “us,” or “our”) handles information when you use our Android mobile application BankRate (the “App”), published under the package name com.bankrate.app. By installing or using the App, you agree to this Privacy Policy. If you do not agree, please do not use the App.

BankRate is an independent financial information and tools application. BankRate is not affiliated with, endorsed by, or connected to Bankrate.com or any other third-party financial publisher, except where we link to or display publicly available content from external sources.


1. Information We Collect

Information you provide. BankRate does not require you to create an account, sign in, or submit your name, email address, phone number, postal address, government ID, Social Security number, bank account numbers, credit card numbers, or other payment credentials. Calculator inputs (such as loan amounts, interest rates, or savings goals) are processed on your device to produce results and are not transmitted to our servers.

Information stored locally on your device. To improve your experience, the App may store the following data only on your device using local storage (Android DataStore and Room database):

This locally stored information remains on your device unless you clear the App’s data, uninstall the App, or use any in-app option to remove it (where available).

Information collected automatically. When you use features that load live data or news, the App connects to the internet. We do not operate our own user analytics, advertising, or crash-reporting SDKs in the current version of the App. However, when the App requests data from third-party services (described below), those providers may automatically receive standard technical information such as your IP address, device/browser user-agent string, request timestamps, and URLs requested, as part of normal network communication. We do not use this information to personally identify you.

Permissions. The App requests Internet and Network state permissions so it can fetch financial data and news and detect connectivity. The App does not request access to your contacts, camera, microphone, location, SMS, phone, photos, or files outside its own app storage.


2. How We Use Information

We use information as follows:

We do not sell your personal information. We do not use your data for targeted advertising in the current version of the App.


3. Third-Party Services and Content

BankRate relies on publicly available and licensed third-party sources to provide content. When you use the App, your device may communicate with services such as:

Each third party has its own privacy practices. We encourage you to review their policies. We are not responsible for how third parties handle information once you leave the App or interact directly with their websites.

When you tap a link to an external website, that site may place cookies or collect information according to its own policy. BankRate does not control third-party websites.


4. Advertising (Google AdMob).

BankRate displays advertisements through Google AdMob. Google and its advertising partners may collect and use information to serve and measure ads, including: Android Advertising ID (AAID), IP address, device type and OS version, app interactions with ads (such as impressions and clicks), and general location inferred from IP address. This data may be used to show personalized or non-personalized ads, limit ad frequency, measure ad performance, and detect fraud. For users in the European Economic Area, the United Kingdom, and other regions where required, we use Google’s User Messaging Platform (UMP) to obtain consent before personalized advertising where applicable. You can change ad personalization anytime in your device settings: Settings → Google → Ads → Opt out of Ads Personalization (wording may vary by device). Learn more at Google Privacy Policy and AdMob Help. 

5. Data Sharing

We do not share, sell, rent, or trade your personal information with third parties for their marketing purposes.

Information may be disclosed only in these limited situations:

6. Data Retention

Locally stored data (preferences, bookmarks, searches, and cache) is kept on your device until you delete it or uninstall the App. Cached public content may be refreshed or overwritten automatically. We do not maintain a central database of your personal activity because the App does not require account registration.

7. Data Security

We use reasonable technical measures appropriate for a mobile application of this type, including secure HTTPS connections where supported by third-party endpoints and local on-device storage for user preferences. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Your Choices and Rights

Depending on your location, you may have rights to access, correct, delete, or restrict certain processing of personal information.

Because BankRate stores most user-specific data locally on your device, you can generally:

If you contact us (see Section 12), we will respond to reasonable privacy requests as required by applicable law.

9. Children’s Privacy

BankRate is intended for a general audience and is not directed to children under 13 (or the minimum age required in your country). We do not knowingly collect personal information from children. If you believe a child has provided personal information through the App, please contact us and we will take appropriate steps.

10. International Users

If you use the App outside the United States, your information may be processed on your device locally, while network requests to third-party services may be handled in the United States or other countries where those providers operate. By using the App, you understand that such transfers may occur.

11. Financial Disclaimer

BankRate provides informational tools and publicly sourced data only. It is not financial, legal, tax, or investment advice. Calculator outputs are estimates. Rate and product information may change and may not reflect your individual eligibility or terms. Always verify information with official institutions and qualified professionals before making financial decisions.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date at the top. If changes are material, we may provide additional notice within the App. Continued use of the App after an update means you accept the revised policy.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, contact us at:

Email: Travelagent4786@gmail.com
Developer / App name: BankRate
Package name: com.bankrate.app