Privacy Policy

Privacy Policy - Balance Tracker

Last updated: 06 July 2025

1. Introduction:

Balance Tracker is a mobile application for personal finance management. This Privacy Policy explains how we collect, use, and protect your personal information when you use our application.

2. Information We Collect

2.1 Data You Enter

- Financial data: Transaction amounts, descriptions, categories, dates

- Wallets: Wallet names, initial balances, creation dates

- Custom categories: Category names, colors, icons

- Preferences: Preferred currency, dark/light mode, notification settings

2.2 Technical Data

- Device information: Android version, device model

- Usage logs: Information about app crashes and errors

- App preferences: Settings saved locally

3. How We Use Your Information

3.1 Core Features

- Transaction management: To record and organize your income and expenses

- Financial analysis: To generate charts and reports on your movements

- Backup and synchronization: To securely save your data

- Widget: To display financial information on your device's home screen

3.2 External Services

- Currency converter: We use the exchangerate-api.com API to provide updated exchange rates

- PDF export: To allow you to export your data in PDF format

4. Information Sharing

4.1 We Don't Sell Your Data

We do not sell, rent, or share your personal information with third parties for commercial purposes.

4.2 Third-Party Services

- exchangerate-api.com: Used only to obtain updated exchange rates

- Google Play Services: For backup and synchronization features

4.3 Legal Obligations

We may share your information only if required by law or to protect our legal rights.

5. Storage and Security

5.1 Local Storage

Your financial data is stored locally on your device using SQLite. This data is not transmitted to our servers.

5.2 Backup

The app uses Android's automatic backup system to save your preferences and settings.

5.3 Security

- Data is protected by device encryption

- We do not have direct access to your financial data

- We use HTTPS connections for communications with external services

6. Required Permissions

6.1 Necessary Permissions

- Internet: For currency converter and updates

- Storage: To export data in PDF format

- Widget: To display financial information on the home screen

6.2 Permission Control

You can revoke these permissions at any time from your device settings.

7. Your Rights

7.1 Access and Control

- You can view all your data directly in the app

- You can modify or delete your information at any time

- You can export your data in PDF format

7.2 Data Deletion

- You can delete individual transactions, wallets, or categories

- You can completely reset all data from the app

- Deletion is permanent and cannot be undone

8. Data Retention

8.1 Retention Period

Your data is retained as long as:

- You keep it on your device

- You don't delete the application

- You don't reset the data from the app

8.2 Automatic Deletion

We do not automatically delete your data. Retention depends on your choices.

9. Minors

Our app is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

10. Changes to Privacy Policy

10.1 Notifications

We will inform you of any significant changes to this Privacy Policy through:

- App updates

- In-app notifications

10.2 Revisions

Changes will be effective from the date of publication of the new version.

11. Contact

11.1 Questions and Clarifications

If you have questions about this Privacy Policy or the processing of your data, you can contact us through:

- The app settings

- The "Information" section of the application

11.2 Complaints

If you believe your privacy rights have not been respected, you can contact the competent supervisory authority.

12. Technical Information

12.1 Technologies Used

- Database: SQLite for local storage

- Backup: Android's automatic backup system

- External APIs: exchangerate-api.com for exchange rates

- Export: iText7 for PDF generation

12.2 Technical Security

- Local data encryption

- HTTPS connections for external services

- No remote access to financial data

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**Note**: This Privacy Policy applies only to the Balance Tracker app. For information about third-party services (such as Google Play), please consult their respective privacy policies.